OCFC OCEANFIRST FINANCIAL CORPcompanySEC Filings & Insider Trading Activity 2026
Latest OCEANFIRST FINANCIAL CORP (OCFC) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 27, 2026, a 10-Q quarterly report filed on November 4, 2025, an 8-K current report filed on May 1, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for OCEANFIRST FINANCIAL CORP (OCFC) (SEC CIK 1004702), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business: Regional bank focused on commercial lending, deposit growth, and community banking experience with diversified markets including Boston, Northern Virginia, and Baltimore
- • New emphasis on Commercial & Industrial loans, rising to 20.1% of total loans from 15.3% in prior year, reducing CRE loan dependence
Risk Factors
- • Regulatory risk: Pending merger requires FRB, OCC, NYDFS approvals; delays or conditions could impose material costs or restrict combined company operations
- • Macroeconomic threat: $7.63B (69.2%) loan portfolio concentrated in commercial and real estate sectors, exposing to market downturn risks
Management Discussion & Analysis
- • Net interest income primary revenue source; non-interest income includes bankcard, trust, loan sales, insurance
- • Strategy focuses on deposit base diversification, commercial banking growth, improved operating efficiency via IT
Annual Reports Archive10-K
AI-powered analysis of OCEANFIRST FINANCIAL CORP (OCFC) 10-K annual reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $342.1M | $431.2M | $608.0M | $642.2M | $642.5M |
| Net Income | $110.1M | $146.6M | $104.0M | $100.1M | $71.0M |
| Net Margin | 32.2% | 34.0% | 17.1% | 15.6% | 11.0% |
| Balance Sheet | |||||
| Total Assets | $11.7B | $13.1B | $13.5B | $13.4B | $14.6B |
| Equity | $1.5B | $1.6B | $1.7B | $1.7B | $1.7B |
| ROE | 7.3% | 9.3% | 6.3% | 5.9% | 4.3% |
Source: XBRL financial data from OCEANFIRST FINANCIAL CORP (OCFC) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | May 1, 2026 | — | — | — |
8-K | Apr 27, 2026 | — | — | — |
8-K | Apr 23, 2026 | — | — | — |
8-K | Apr 15, 2026 | — | — | — |
8-K | Apr 7, 2026 | — | — | — |
10-K | Feb 27, 2026 | Dec 31, 2025 | Analysis | |
8-K | Jan 29, 2026 | — | — | |
8-K | Jan 22, 2026 | — | — | |
8-K | Jan 5, 2026 | — | — | |
8-K | Dec 30, 2025 | — | — | |
10-Q | Nov 4, 2025 | Sep 30, 2025 | — | |
10-Q | Aug 4, 2025 | Jun 30, 2025 | — | |
10-Q | May 2, 2025 | Mar 31, 2025 | — | |
10-K | Feb 28, 2025 | Dec 31, 2024 | — | |
10-Q | Oct 31, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 1, 2024 | Jun 30, 2024 | — | |
10-Q | May 2, 2024 | Mar 31, 2024 | — | |
10-K | Feb 23, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 7, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 3, 2023 | Jun 30, 2023 | — | |
10-Q | May 1, 2023 | Mar 31, 2023 | — | |
10-K | Feb 24, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 9, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 4, 2022 | Jun 30, 2022 | — | |
10-Q | May 5, 2022 | Mar 31, 2022 | — |
Frequently Asked Questions
What are the latest OCFC SEC filings in 2026?
OCEANFIRST FINANCIAL CORP (OCFC) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on November 4, 2025, an 8-K current report on May 1, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did OCFC file its most recent 10-K annual report?
OCEANFIRST FINANCIAL CORP (OCFC) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view OCFC 10-Q quarterly reports?
OCEANFIRST FINANCIAL CORP (OCFC)'s most recent 10-Q quarterly report was filed on November 4, 2025. SignalX displays every OCFC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has OCFC filed recently?
OCEANFIRST FINANCIAL CORP (OCFC)'s most recent 8-K was filed on May 1, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find OCFC insider trading activity (Form 4)?
SignalX aggregates every OCFC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does OCFC file with the SEC?
OCEANFIRST FINANCIAL CORP (OCFC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new OCFC filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for OCEANFIRST FINANCIAL CORP (OCFC).
What is OCFC's SEC CIK number?
OCEANFIRST FINANCIAL CORP (OCFC)'s SEC CIK (Central Index Key) number is 1004702. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1004702 to look up all OCFC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find OCFC return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from OCEANFIRST FINANCIAL CORP (OCFC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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