Short answer
OCEANFIRST FINANCIAL CORP (OCFC) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $210M (up 35.4% year over year) with net income of −$3M.
Q2 2026 key financials · XBRL
- Revenue
- $210M
- +35.4% YoY · +24.5% QoQ
- Net income
- −$3M
- −115.9% YoY · −114.8% QoQ
- EPS (diluted)
- −$0.09
- −132.1% YoY · −125.0% QoQ
Source: XBRL data from the OCEANFIRST FINANCIAL CORP (OCFC) Q2 2026 10-Q on SEC EDGAR. USD.
OCEANFIRST FINANCIAL CORP Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly revenue proxy net interest income $120.7M, up from $87.6M YoY
- Net loss $3.0M vs $16.2M common-stockholder income YoY
- Net interest margin 3.05% vs 2.91%; efficiency ratio 98.88% vs 71.93%
- Flushing acquisition added $8.69B assets, $6.19B loans, and $7.44B deposits
- $1.20B loan-sale proceeds reinvested in securities; $225M Warburg Pincus equity investment
Risk Factors
- No material changes to 2025 Form 10-K risk factors since December 31, 2025
- Carried-forward risk: additional unknown or currently immaterial risks could adversely affect results
- Regulatory risk: new non-voting common-equivalent stock class effective May 29, 2026
- Capital-markets risk: warrants issued to Warburg Pincus affiliates on June 1, 2026
- Shareholder-return risk: 3,226,284 shares remained available for repurchase at June 30, 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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