Short answer
OCEANFIRST FINANCIAL CORP (OCFC) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Q1 2026 results for quarter ended March 31, 2026.
OCEANFIRST FINANCIAL CORP 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results for quarter ended March 31, 2026
- Press release issued April 23, 2026 and furnished as Exhibit 99.1
- Investors should review Exhibit 99.1 for earnings figures and management commentary
Item 7.01 · Regulation FD Disclosure
- Investor presentations scheduled after April 23, 2026 for current and prospective investors
- Exhibit 99.2 contains presentation materials, also available on OceanFirst’s website
- Regulation FD disclosure provides equal access to investor-facing information
Item EX-99.1 · Exhibit EX-99.2
- Q1 net income $20.5M, or $0.36 diluted EPS, versus $13.1M and $0.23 sequentially
- Core earnings rose to $24.3M, or $0.43 EPS, supported by margin expansion and expense discipline
- Net interest margin increased to 2.93% from 2.87%; net interest income reached $96.4M
- Total loans grew $91.9M, including $105.1M commercial and industrial growth; deposits increased $191.5M
- Credit risk warrants monitoring: non-performing loans rose to $34.6M and criticized loans to $180.7M; Flushing merger still targets Q2 2026 close
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