Short answer
OCEANFIRST FINANCIAL CORP (OCFC) filed an 8-K current report with the SEC on May 1, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Investor presentation scheduled after May 1, 2026 for current and prospective investors.
OCEANFIRST FINANCIAL CORP 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Investor presentation scheduled after May 1, 2026 for current and prospective investors
- Exhibit 99.1 contains presentation materials, also available on OceanFirst’s website
- Reg FD disclosure provides equal investor access to management presentation content
Item EX-99.1 · Exhibit EX-99.1
- Q1-26 net interest income $96.4M, up 11% YoY; NIM improved to 2.93%, supporting earnings momentum
- Core diluted EPS $0.43, core ROAA 0.68%, and core ROTCE 8.56%; CET1 ratio remained strong at 10.7%
- Loans grew $92M, or 3% annualized, led by $105M commercial and industrial growth; originations reached $429M
- Deposits increased $192M, or 1.7%, to $11.2B; average deposit cost declined to 1.97%
- Flushing merger received shareholder, NYDFS, and OCC approval but still requires Federal Reserve approval and customary closing conditions
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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