MBWM at a glance
MERCANTILE BANK CORP (MBWM, SEC CIK 1042729) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on September 25, 2026 and Form 4 insider filings as recently as May 27, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), MERCANTILE BANK CORP (MBWM) reported revenue of $330.2 million (up 2.7% from FY2024) and net income of $88.8 million. Diluted EPS was $5.47.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding MERCANTILE BANK CORP (MBWM) shares worth $350.5 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $330.2M
- +2.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 28 funds
- $350.5M · +1 vs prior quarter
- Latest 8-K
- Sep 25, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $25.9M, up from $22.6M YoY; diluted EPS $1.50 vs $1.39
- Net interest margin 11 basis points higher YoY; net interest income increased $7.8M to $?
- Commercial loans increased $132M; residential mortgages decreased $40.3M
- Total assets decreased $15.7M; deposits increased $11.9M while FHLBI advances declined $20.9M
- Outlook: strong commercial pipeline with $234M committed and accepted lending commitments; integration and core-system conversion risks remain
Risk Factors
- No material risk-factor changes from the December 31, 2025 Form 10-K
- Carried-forward regulatory, legal, and compliance risks unchanged from the 10-K
- Carried-forward operational, competitive, and market risks unchanged from the 10-K
- Carried-forward liquidity, debt-maturity, currency, and concentration risks unchanged from the 10-K
AI summary of the MBWM 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- $3 million aggregate bonus pool for 2026–2027 merger integration and core-system conversion work
- Eligible recipients include executive officers, employees, subsidiaries, and affiliates
Item 7.01: Regulation FD Disclosure
- Presentation materials furnished for MBWM’s Second Quarter 2026 conference call on July 21, 2026 at 10:00 a.m. Eastern
- Exhibit 99.2 contains management’s investor presentation covering operations and performance
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 earnings release covers the quarter ended June 30, 2026
- Press release furnished as Exhibit 99.1 contains the financial results and earnings details
Item 5.07: Submission of Matters to a Vote of Security Holders
- All twelve director nominees elected to one-year terms, with 10.68–10.92 million votes for each
- Plante & Moran appointment ratified for 2026, with 13.47 million votes for and 54,526 against
AI summaries of MBWM 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for MBWM
Don't miss the next MBWM filing
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- Fund moves. Which tracked funds opened, added or cut MBWM, by share count.
- Ask anything. An AI agent that reads every MBWM filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Davenport Michael S. | A | May 22, 2026 | 753 | - |
| MacDonald Richard D | A | May 22, 2026 | 715 | - |
| Sparks Amy L | A | May 22, 2026 | 906 | - |
| Sanchez Nelson F | A | May 22, 2026 | 715 | - |
| Eldridge Michelle Larabee | A | May 22, 2026 | 830 | - |
| PRICE MICHAEL H | A | May 22, 2026 | 1,096 | - |
| RAMAKER DAVID B | A | May 22, 2026 | 801 | - |
| Schweihofer Steven | A | May 22, 2026 | 715 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $271.4M | $321.5M | $330.2M | |
| Net Income | $82.2M | $79.6M | $88.8M | |
| Net Margin | 30.3% | 24.8% | 26.9% | |
| Balance Sheet | ||||
| Total Assets | $5.4B | $6.1B | $6.8B | |
| Equity | $522.1M | $584.5M | $724.9M | |
| ROE | 15.7% | 13.6% | 12.2% | |
| Per Share | ||||
| EPS | $5.13 | $4.93 | $5.47 | |
| Cash Flow | ||||
| Operating CF | $66.6M | $101.1M | $18.0M | |
Source: XBRL data in MERCANTILE BANK CORP (MBWM)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate MBWM share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $350.5M |
| Q1 2026 | 27 | $290.4M |
| Q4 2025 | 26 | $279.5M |
| Q3 2025 | 27 | $273.3M |
| Q2 2025 | 28 | $265.6M |
| Q1 2025 | 25 | $177.8M |
| Q4 2024 | 20 | $165.0M |
| Q3 2024 | 18 | $120.0M |
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- AQR Capital Management−9.0K (-6%)
- ASSOCIATED BANC-CORP+6.9K
- D.E. Shaw & Co+4.8K
- Prudential Financial−7.1K
Source: 13F-HR filings on SEC EDGAR (aggregated from 199 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
MBWM filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 25, 2026 | - | Analysis | - |
| 10-Q | Jul 31, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 8-K | May 21, 2026 | - | Analysis | |
| SC 13G | May 15, 2026 | - | - | |
| 10-Q | May 1, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 21, 2026 | - | Analysis | - |
| 8-K | Mar 19, 2026 | - | Analysis | - |
| 10-K | Feb 27, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 18, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - |
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MBWM SEC filings: frequently asked questions
Which institutions hold MBWM stock?
As of June 30, 2026, the largest MERCANTILE BANK CORP (MBWM) holders among the 13F filers tracked by SignalX were BlackRock ($88.1 million), Dimensional Fund Advisors ($60.1 million), Vanguard Capital Management LLC ($42.2 million), State Street Corp ($34.4 million), Renaissance Technologies LLC ($25.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was MBWM's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), MERCANTILE BANK CORP (MBWM) reported revenue of $330.2 million (up 2.7% from FY2024) and net income of $88.8 million. Diluted EPS was $5.47. The figures come from the XBRL data in the 10-K.
What did MBWM report in its latest 8-K?
MERCANTILE BANK CORP (MBWM) filed an 8-K on September 25, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). $3 million aggregate bonus pool for 2026–2027 merger integration and core-system conversion work.
What are the latest MBWM SEC filings?
MERCANTILE BANK CORP (MBWM) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on September 25, 2026 and a Form 4 insider filing on May 27, 2026.
What is MBWM's SEC CIK number?
MERCANTILE BANK CORP (MBWM)'s SEC Central Index Key (CIK) is 1042729. EDGAR lists every MBWM filing under that number.
Ask anything about MBWM
The research agent reads MBWM's filings, financials, insider trades and 13F holders, then answers with sources.