HBAN at a glance
Huntington Bancshares (HBAN, SEC CIK 49196) filed its latest 10-K annual report on February 13, 2026, a 10-Q quarterly report on July 28, 2026, an 8-K current report on September 24, 2026 and Form 4 insider filings as recently as October 5, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Huntington Bancshares (HBAN) reported revenue of $1.6 billion (up 6.4% from FY2024) and net income of $2.2 billion. Diluted EPS was $1.39.
- As of June 30, 2026, 48 institutional investment managers tracked by SignalX reported holding Huntington Bancshares (HBAN) shares worth $15.9 billion in 13F-HR filings.
- In the last 90 days, HBAN insiders reported 0 open-market purchases ($0) and 2 open-market sales ($481K) on Form 4, a net sale of $481K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.6B
- +6.4% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$481K
- 13F holders
- 48 funds
- $15.9B · +4 vs prior quarter
- Latest 8-K
- Sep 24, 2026
- Item 5.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Management Discussion & Analysis
- Total deposits $176.6B, up $14.2B (9%) YoY including $10.5B from Veritex acquisition
- Wholesale funding increased to $24.4B from $23.6B, driven by $1.1B short-term and $847M long-term debt growth
- Cash and cash equivalents $13.5B, up $648M; investment securities $41.5B, down $2.2B YoY
- Dividends declared quarterly totaling approx. $284M; 2025 common and preferred dividends received $750M and $45M respectively
- Management confident in liquidity and capital resources to meet obligations next 12 months; monitors multiple liquidity risk metrics and uses derivatives for risk management
Business Overview
- Core business model: Regional bank offering consumer, commercial banking, and leasing services with credit risk management focus
- New acquisition: Veritex acquisition adding $450 million goodwill, integrated into reporting units without impairment impact
- Strategic emphasis: Enhanced credit loss allowance process using multi-scenario macroeconomic forecasting including adverse scenario stress testing
- Quantitative metric: Goodwill balance of $6.0 billion at year-end, split $3.9B consumer/regional, $2.1B commercial banking segments
- Noteworthy fact: Hypothetical ACL increase by $0.8 billion under 100% adverse economic scenario illustrating sensitivity to geopolitical, inflation, and recession risks
Risk Factors
- Regulatory risk from Federal Reserve rate cuts, with 3 cuts of 25 bps in 2025, impacting net interest margins and asset yields
- Macroeconomic exposure to U.S. government shutdown delaying economic data, despite 2.0%-2.3% GDP growth and 4.4% unemployment at year-end
- Operational risk from integrating $1.7B Veritex and $8.1B Cadence acquisitions, including $168M acquisition-related expenses impacting 2025 earnings
- Competitive threat from regional banking peers post-Cadence merger, adding $54B in assets and $37B in loans, intensifying scale and product competition
- Financial leverage pressure with CET1 ratio declining to 10.4% due to increased risk-weighted assets and CECL adjustments despite $2.2B net income
AI summary of the HBAN 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- FTE revenue $2.857B, up 46% YoY from $1.954B
- Net income $727M vs $536M; diluted EPS $0.33 vs $0.34
- FTE net interest margin 3.21% vs 3.11%; efficiency ratio 61.5% vs 59.0%
- Commercial loans and leases best-performing line, up 59% to $120.022B average
- NPAs $1.6B, up 71%; provision $132M, up 28%, with NCOs 0.25% vs 0.20%
- Outlook: positive growth expectations amid inflation, rate, geopolitical, and broader economic risks
Risk Factors
- No material changes to risk factors disclosed in the 2025 Form 10-K
- No newly added regulatory, legal, or compliance risk identified
- No changed operational, competitive, or market risk identified
- No changed liquidity, debt, currency, or concentration risk identified
- Carried-forward risks remain those disclosed in the 2025 Form 10-K
AI summary of the HBAN 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Helga S. Houston, Senior Executive Vice President, intends to retire effective December 31, 2026
- Planned executive departure creates a succession and continuity consideration for Huntington Bancshares
Item 8.01: Other Events
- Series I preferred dividend declared at $356.25 per share, equivalent to $0.35625 per depositary share
- 5.70% non-cumulative perpetual preferred dividend payable December 1, 2026
Item 7.01: Regulation FD Disclosure
- Reg FD disclosure consists of forward-looking-statement cautionary language, not new operating results or guidance
- Key risks include deposit outflows, securities losses, capital requirements, FDIC assessments, and bank-sector volatility
AI summaries of HBAN 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for HBAN
Don't miss the next HBAN filing
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- Fund moves. Which tracked funds opened, added or cut HBAN, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Kline Katherine M. A. | A | Oct 1, 2026 | 1,026.423 | - |
| White Donnell R | A | Oct 1, 2026 | 193.064 | - |
| Maloney Nancy E | A | Oct 1, 2026 | 1,682.328 | - |
| Standridge Brantley J | A | Oct 1, 2026 | 2,819.504 | - |
| Rodriguez Alice L | A | Oct 1, 2026 | 95.915 | - |
| Kline Katherine M. A. | A | Oct 1, 2026 | 52.561 | - |
| Diaz-Granados Rafael | A | Oct 1, 2026 | 472.047 | - |
| Hingst Marcy C | A | Oct 1, 2026 | 2,257.758 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $1.4B | $1.5B | $1.6B |
| Net Income | $2.0B | $1.9B | $2.2B |
| Net Margin | 139.4% | 132.2% | 141.5% |
| Balance Sheet | |||
| Total Assets | $189.4B | $204.2B | $225.1B |
| Equity | $19.4B | $19.7B | $24.3B |
| ROE | 10.1% | 9.8% | 9.1% |
| Per Share | |||
| EPS | - | $1.22 | $1.39 |
| Cash Flow | |||
| Operating CF | $2.7B | $1.8B | $2.5B |
| CapEx | $140.0M | $143.0M | $267.0M |
Source: XBRL data in Huntington Bancshares (HBAN)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate HBAN share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 48 | $15.93B |
| Q1 2026 | 44 | $13.90B |
| Q4 2025 | 44 | $12.44B |
| Q3 2025 | 45 | $12.57B |
| Q2 2025 | 42 | $12.11B |
| Q1 2025 | 40 | $7.68B |
| Q4 2024 | 34 | $6.87B |
| Q3 2024 | 31 | $2.86B |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 328 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
HBAN filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
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|---|---|---|---|---|
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HBAN SEC filings: frequently asked questions
Are HBAN insiders buying or selling?
In the last 90 days, Huntington Bancshares (HBAN) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $481,102 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold HBAN stock?
As of June 30, 2026, the largest Huntington Bancshares (HBAN) holders among the 13F filers tracked by SignalX were BlackRock ($3.1 billion), Vanguard Capital Management LLC ($2.3 billion), State Street Corp ($1.7 billion), Vanguard Portfolio Management LLC ($1.7 billion), T. Rowe Price Group ($1.3 billion). 13F-HR reports are filed up to 45 days after each quarter ends.
What was HBAN's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Huntington Bancshares (HBAN) reported revenue of $1.6 billion (up 6.4% from FY2024) and net income of $2.2 billion. Diluted EPS was $1.39. The figures come from the XBRL data in the 10-K.
What are the main risks in HBAN's latest 10-K?
In the 10-K filed February 13, 2026, Huntington Bancshares (HBAN) flagged: Regulatory risk from Federal Reserve rate cuts, with 3 cuts of 25 bps in 2025, impacting net interest margins and asset yields. Macroeconomic exposure to U.S. government shutdown delaying economic data, despite 2.0%-2.3% GDP growth and 4.4% unemployment at year-end. (AI summary of the Risk Factors section.)
What did HBAN report in its latest 8-K?
Huntington Bancshares (HBAN) filed an 8-K on September 24, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Helga S. Houston, Senior Executive Vice President, intends to retire effective December 31, 2026.
What are the latest HBAN SEC filings?
Huntington Bancshares (HBAN) filed its latest 10-K annual report on February 13, 2026, a 10-Q quarterly report on July 28, 2026, an 8-K current report on September 24, 2026 and a Form 4 insider filing on October 5, 2026.
What is HBAN's SEC CIK number?
Huntington Bancshares (HBAN)'s SEC Central Index Key (CIK) is 49196. EDGAR lists every HBAN filing under that number.
Ask anything about HBAN
The research agent reads HBAN's filings, financials, insider trades and 13F holders, then answers with sources.