HBAN Huntington Bancshares

company

SEC Filings & Insider Trading Activity 2026

Management Discussion & Analysis

• • Total deposits $176.6B, up $14.2B (9%) YoY including $10.5B from Veritex acquisition
• • Wholesale funding increased to $24.4B from $23.6B, driven by $1.1B short-term and $847M long-term debt growth
• • Cash and cash equivalents $13.5B, up $648M; investment securities $41.5B, down $2.2B YoY
• • Dividends declared quarterly totaling approx. $284M; 2025 common and preferred dividends received $750M and $45M respectively
• • Management confident in liquidity and capital resources to meet obligations next 12 months; monitors multiple liquidity risk metrics and uses derivatives for risk management

Business Overview

• • Core business model: Regional bank offering consumer, commercial banking, and leasing services with credit risk management focus
• • New acquisition: Veritex acquisition adding $450 million goodwill, integrated into reporting units without impairment impact
• • Strategic emphasis: Enhanced credit loss allowance process using multi-scenario macroeconomic forecasting including adverse scenario stress testing
• • Quantitative metric: Goodwill balance of $6.0 billion at year-end, split $3.9B consumer/regional, $2.1B commercial banking segments
• • Noteworthy fact: Hypothetical ACL increase by $0.8 billion under 100% adverse economic scenario illustrating sensitivity to geopolitical, inflation, and recession risks

Risk Factors

• • Regulatory risk from Federal Reserve rate cuts, with 3 cuts of 25 bps in 2025, impacting net interest margins and asset yields
• • Macroeconomic exposure to U.S. government shutdown delaying economic data, despite 2.0%-2.3% GDP growth and 4.4% unemployment at year-end
• • Operational risk from integrating $1.7B Veritex and $8.1B Cadence acquisitions, including $168M acquisition-related expenses impacting 2025 earnings
• • Competitive threat from regional banking peers post-Cadence merger, adding $54B in assets and $37B in loans, intensifying scale and product competition
• • Financial leverage pressure with CET1 ratio declining to 10.4% due to increased risk-weighted assets and CECL adjustments despite $2.2B net income

What are the latest HBAN SEC filings in 2026?

Huntington Bancshares (HBAN) has filed a 10-K annual report on February 13, 2026, a 10-Q quarterly report on April 30, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did HBAN file its most recent 10-K annual report?

Huntington Bancshares (HBAN) filed its most recent 10-K annual report on February 13, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view HBAN 10-Q quarterly reports?

Huntington Bancshares (HBAN)'s most recent 10-Q quarterly report was filed on April 30, 2026. SignalX displays every HBAN 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has HBAN filed recently?

Huntington Bancshares (HBAN)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find HBAN insider trading activity (Form 4)?

SignalX aggregates every HBAN Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does HBAN file with the SEC?

Huntington Bancshares (HBAN) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new HBAN filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Huntington Bancshares (HBAN).

What is HBAN's SEC CIK number?

Huntington Bancshares (HBAN)'s SEC CIK (Central Index Key) number is 49196. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 49196 to look up all HBAN filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find HBAN return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Huntington Bancshares (HBAN) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.