10-Q quarterly report · filed Jul 28, 2026

Huntington Bancshares (HBAN) Q2 2026 10-Q Quarterly Report

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Huntington Bancshares (HBAN) filed its Q2 2026 10-Q quarterly report on Jul 28, 2026 for the quarter ended Jun 30, 2026.

Huntington Bancshares Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • FTE revenue $2.857B, up 46% YoY from $1.954B
  • Net income $727M vs $536M; diluted EPS $0.33 vs $0.34
  • FTE net interest margin 3.21% vs 3.11%; efficiency ratio 61.5% vs 59.0%
  • Commercial loans and leases best-performing line, up 59% to $120.022B average
  • NPAs $1.6B, up 71%; provision $132M, up 28%, with NCOs 0.25% vs 0.20%
  • Outlook: positive growth expectations amid inflation, rate, geopolitical, and broader economic risks

Risk Factors

  • No material changes to risk factors disclosed in the 2025 Form 10-K
  • No newly added regulatory, legal, or compliance risk identified
  • No changed operational, competitive, or market risk identified
  • No changed liquidity, debt, currency, or concentration risk identified
  • Carried-forward risks remain those disclosed in the 2025 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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