8-K current report · filed Jul 23, 2026

Huntington Bancshares (HBAN) 8-K Current Report: July 23, 2026

Item 2.02Item EX-99.1HBAN overview

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Huntington Bancshares (HBAN) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.2). Earnings-call access and replay details provided for Huntington’s results announcement.

Huntington Bancshares 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Earnings-call access and replay details provided for Huntington’s results announcement
  • Investor focus: bank-specific sensitivity to interest rates, deposit outflows, securities valuations, credit conditions, and regulatory costs
  • Forward-looking statements subject to material risks from tariffs, geopolitics, cybersecurity, competition, and potential bank failures
  • Acquisition benefits remain dependent on successful integration, economic conditions, and competitive dynamics

Item EX-99.1 · Exhibit EX-99.2

  • Q2 net income $727M, EPS $0.33; adjusted EPS $0.39 after $152M acquisition-related expenses
  • Revenue momentum strong: net interest income +40% YoY to $2.052B and noninterest income +67% to $785M
  • Cadence systems conversion completed; integration milestone supports remaining cost synergies and anticipated revenue synergies
  • Loan growth +42% YoY to $189.3B and deposits +37% to $223.4B, largely reflecting Cadence and Veritex acquisitions
  • Credit risk worsening: nonperforming assets $1.6B, or 0.85%, versus 0.63% year ago; CET1 declined to 10.0%

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