DAVE Dave Inc./DEcompanySEC Filings & Insider Trading Activity 2026
Latest Dave Inc./DE (DAVE) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on March 2, 2026, a 10-Q quarterly report filed on November 4, 2025, an 8-K current report filed on March 9, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Dave Inc./DE (DAVE) (SEC CIK 1841408), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model: Provider of ExtraCash financial products with revenue from service and transaction fees
- • Emphasis on simplified fee structure and growth in ExtraCash origination volume driving revenue and net income increase
Risk Factors
- • Regulatory risk: Ongoing increased legal fees of $0.9 million in 2025 driven by litigation, settlements, and compliance with evolving regulations
- • Macroeconomic risk: 67% rise in provision for credit losses to $91.0 million in 2025 reflects credit performance amid portfolio growth and economic conditions
Management Discussion & Analysis
- • Revenue $554.2M in 2025, up 59.7% YoY from $347.1M in 2024; service-based revenue $511.9M vs $311.4M, transaction-based $42.3M vs $35.7M
- • Operating margin 33.7% in 2025 (Operating expenses $367.6M on $554.2M revenue) vs 10.0% in 2024 (Operating expenses $312.5M on $347.1M revenue)
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • New risk: eliminated Member tipping option in Feb 2025, reducing tips revenue by $18.3M Q3 and $41.8M YTD, impacting revenue model
- • Material update: provision for credit losses rose 118% Q3 to $29.8M due to portfolio growth, higher ExtraCash volume and maturation effects
AI 8-K Current Report AnalysisRecent 8-K Filings
Item 8.01: Other Events
- • Repurchased ~0.3M shares at $210.67/share (closing price Mar 4, 2026) for ~$70.5M total
- • Buyback funded directly from convertible Notes offering proceeds — leveraged balance sheet to retire equity
Item 2.03: Creation of a Direct Financial Obligation
- • Item 2.03 signals a new financial obligation (debt, guarantee, or off-balance-sheet arrangement) — material to leverage and liquidity assessment
- • Filing text truncated; full terms (amount, rate, maturity, counterparty) not available in provided excerpt — refer to complete 8-K exhibit for details
Item 1.01: Entry into a Material Definitive Agreement
- • Dave Inc. issuing convertible notes in a private placement exempt from SEC registration under the Securities Act
- • Notes are convertible into common stock, creating potential future dilution for existing shareholders
Item 8.01: Other Events
- • Dave Inc. (DAVE) pricing a Convertible Notes offering — debt instrument convertible into equity, dilution risk for existing shareholders
- • Full terms (size, interest rate, conversion price, maturity) disclosed in Exhibit 99.1 press release — key figures not restated in this item
Item 1.01: Entry into a Material Definitive Agreement
- • $175M convertible senior notes offering at 0% coupon, due 2031, with option for additional $25M (13-day window)
- • Zero-coupon structure means no interest cost to Dave, but dilution risk at conversion remains key investor concern
Item 8.01: Other Events
- • Private offering of $150M Convertible Senior Notes due 2031, with option for purchasers to add $22.5M more (up to $172.5M total)
- • Rule 144A offering — restricted to qualified institutional buyers only, no public offering
Annual Reports Archive10-K
AI-powered analysis of Dave Inc./DE (DAVE) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of Dave Inc./DE (DAVE) 10-Q quarterly reports filed with SEC EDGAR.
Recent 8-K FilingsCurrent Reports
AI-powered analysis of Dave Inc./DE (DAVE) 8-K current reports disclosing material events.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $153.0M | $204.8M | $259.1M | $347.1M | $554.2M |
| Operating Income | -$6.4M | — | — | — | — |
| Net Income | -$20.0M | -$128.9M | -$48.5M | $57.9M | $195.9M |
| Op. Margin | -4.2% | — | — | — | — |
| Net Margin | -13.1% | -62.9% | -18.7% | 16.7% | 35.3% |
| Balance Sheet | |||||
| Total Assets | $254.6M | $321.5M | $294.0M | $299.3M | $487.4M |
| Equity | — | $106.6M | $87.1M | $183.1M | $352.7M |
| ROE | — | -121.0% | -55.7% | 31.6% | 55.5% |
Source: XBRL financial data from Dave Inc./DE (DAVE) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Mar 9, 2026 | — | Analysis | — |
8-K | Mar 6, 2026 | — | Analysis | — |
8-K | Mar 3, 2026 | — | Analysis | — |
10-K | Mar 2, 2026 | Dec 31, 2025 | Analysis | |
8-K | Mar 2, 2026 | — | Analysis | — |
8-K | Feb 5, 2026 | — | — | |
8-K | Jan 21, 2026 | — | — | |
10-Q | Nov 4, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 6, 2025 | Jun 30, 2025 | — | |
10-Q | May 8, 2025 | Mar 31, 2025 | — | |
10-K | Mar 4, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 12, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 6, 2024 | Jun 30, 2024 | — | |
10-Q | May 7, 2024 | Mar 31, 2024 | — | |
10-K | Mar 5, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 7, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 8, 2023 | Jun 30, 2023 | — | |
10-Q | May 9, 2023 | Mar 31, 2023 | — | |
10-K | Mar 13, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 14, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 22, 2022 | Jun 30, 2022 | — | |
10-Q | May 13, 2022 | Mar 31, 2022 | — | |
10-K | Mar 25, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 12, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 13, 2021 | Jun 30, 2021 | — |
Frequently Asked Questions
What are the latest DAVE SEC filings in 2026?
Dave Inc./DE (DAVE) has filed a 10-K annual report on March 2, 2026, a 10-Q quarterly report on November 4, 2025, an 8-K current report on March 9, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did DAVE file its most recent 10-K annual report?
Dave Inc./DE (DAVE) filed its most recent 10-K annual report on March 2, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view DAVE 10-Q quarterly reports?
Dave Inc./DE (DAVE)'s most recent 10-Q quarterly report was filed on November 4, 2025. SignalX displays every DAVE 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has DAVE filed recently?
Dave Inc./DE (DAVE)'s most recent 8-K was filed on March 9, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find DAVE insider trading activity (Form 4)?
SignalX aggregates every DAVE Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does DAVE file with the SEC?
Dave Inc./DE (DAVE) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new DAVE filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Dave Inc./DE (DAVE).
What is DAVE's SEC CIK number?
Dave Inc./DE (DAVE)'s SEC CIK (Central Index Key) number is 1841408. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1841408 to look up all DAVE filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find DAVE return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Dave Inc./DE (DAVE) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
Stay on top of Dave Inc./DE SEC filings
Insider trading data, fund holdings, cross-signal detection, and AI-powered analysis for 26+ filings.