Short answer
Dave Inc./DE (DAVE) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $151M (up 63.0% year over year) with net income of $92M.
Q3 2025 key financials · XBRL
- Revenue
- $151M
- +63.0% YoY · +14.4% QoQ
- Net income
- $92M
- +19657.9% YoY · +918.5% QoQ
- EPS (diluted)
- $6.35
- +892.2% QoQ
Source: XBRL data from the Dave Inc./DE (DAVE) Q3 2025 10-Q on SEC EDGAR. USD.
Dave Inc./DE Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: eliminated Member tipping option in Feb 2025, reducing tips revenue by $18.3M Q3 and $41.8M YTD, impacting revenue model
- Material update: provision for credit losses rose 118% Q3 to $29.8M due to portfolio growth, higher ExtraCash volume and maturation effects
- Legal risk: $10.9M litigation and settlement expenses Q3 2025 partially offset by $5.0M insurance receivables, lower than prior period by $1.3M
- Market risk: elevated interest rates raising borrowing costs on Debt Facility and increasing payment obligations, potentially heightening member delinquencies
- Financial risk: ExtraCash origination volume climbed 43% YTD to $5.3B, driving higher provisioning and credit risk exposure with rising loss rates
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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