Dave Inc./DE (DAVE) Q3 2025 10-Q Quarterly Report
Dave Inc./DE (DAVE) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 4, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Dave Inc./DE Q3 2025 10-Q Analysis
Risk Factors
- • New risk: eliminated Member tipping option in Feb 2025, reducing tips revenue by $18.3M Q3 and $41.8M YTD, impacting revenue model
- • Material update: provision for credit losses rose 118% Q3 to $29.8M due to portfolio growth, higher ExtraCash volume and maturation effects
Dave Inc./DE Q3 2025 Quarterly FinancialsXBRL
Revenue
$151M
▲ +63.0% YoY▲ +14.4% QoQ
Net Income
$92M
▲ +19657.9% YoY▲ +918.5% QoQ
Net Margin
61.1%
▲ +6058bp YoY▲ +5422bp QoQ
ROE
31.6%
Total Assets
$433M
EPS (Diluted)
$6.35
▲ +892.2% QoQ
Operating Cash Flow
$83M
▲ +124.8% YoY▲ +22.0% QoQ
Source: XBRL data from Dave Inc./DE Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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