Short answer
Dave Inc./DE (DAVE) filed an 8-K current report with the SEC on May 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results covered quarter ended March 31, 2026.
Dave Inc./DE 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results covered quarter ended March 31, 2026
- Dave issued the earnings press release May 5, 2026
- Detailed financial results and management commentary are in Exhibit 99.1
Item EX-99.1 · Exhibit EX-99.1
- Q1 revenue $158.4M, up 47% YoY, driven by 18% MTM growth and 24% ARPU expansion
- GAAP net income $57.9M, up 101%; adjusted EBITDA $69.3M, up 57%, with 44% margin
- Credit performance strengthened: 28-day past-due rate 1.69%, while net monetization reached 5.1%
- $194.9M deployed on share repurchases, or 7.0% of shares outstanding, leaving $113.3M authorization capacity
- 2026 guidance raised to $710–$720M revenue, $305–$315M adjusted EBITDA, and $16.25–$16.75 adjusted diluted EPS
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