Short answer
Dave Inc./DE (DAVE) filed an 8-K current report with the SEC on August 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results for quarter ended June 30, 2026, released August 5, 2026.
Dave Inc./DE 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 results for quarter ended June 30, 2026, released August 5, 2026
- Detailed financial results and management commentary contained in Exhibit 99.1
- Filing furnishes earnings information under Item 2.02, rather than treating it as filed financial statements
Item EX-99.1 · Exhibit EX-99.1
- Q2 revenue rose 30% to $170.8M, extending Dave’s ninth consecutive quarter of at least 30% growth
- Adjusted EBITDA increased 48% to $75.5M, with margin expanding to 44% from 39%
- Credit trends improved as ExtraCash originations grew 27% to $2.3B and 28-day past-due rate fell to 2.12%
- Guidance raised to $725-$735M revenue, $315-$325M adjusted EBITDA, and $17.00-$17.50 adjusted diluted EPS
- Liquidity reached $254.4M, supported by $93.0M Coastal Community Bank funding and $19.1M quarterly share repurchases
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