CVBF CVB FINANCIAL CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Regional bank holding company providing diversified lending and deposit services primarily to commercial, real estate, agribusiness, and consumer clients
• • Emphasis on comprehensive risk management including credit, operational, compliance, strategic, reputation, cybersecurity, liquidity, and market risks with Board-level oversight
• • Increased liquidity with cash and cash equivalents rising 83.88% to $376.4 million at year-end 2025, supported by $4.1 billion secured Federal Home Loan Bank borrowings
• • Deposits and customer repurchase agreements grew 2.89% to $12.56 billion, with 42% uninsured and non-collateralized balances, reflecting client deposit profiles
• • Noteworthy focus on detailed interest rate risk management using sophisticated simulation models assessing net interest income and economic value of equity under various rate scenarios

Risk Factors

• • Regulatory risk from potential increased capital requirements due to heightened federal scrutiny on commercial real estate lending portfolios
• • Macroeconomic exposure to California real estate downturn with $6.57B commercial loans concentrated in that market
• • Operational vulnerability from dependency on specialized dairy & livestock loan staff critical for managing $386.1M in related loans
• • Competitive risk from consumer shifts away from traditional bank deposits to higher-yield investments impacting deposit growth and funding costs
• • Financial risk from $308M unrealized loss in available-for-sale securities and $345M loss in held-to-maturity securities due to elevated interest rates

Management Discussion & Analysis

• • Total assets $15.63B, up 3.15% YoY; interest-earning assets $13.99B, up 3.42% YoY; total loans $8.70B, up 1.91% YoY
• • Operating margin (efficiency ratio) improved to 46.03% in 2025 from 46.55% in 2024; noninterest expense increased 1.58% YoY to $237.3M
• • Best segment: Trust and Investment Services fees $15.0M, up 9.5% YoY; Worst segment: BOLI income down 7.67% to $11.5M
• • Capital allocation included $110.3M dividends paid, $81.1M stock repurchases (4.3M shares at $18.60 avg) in 2025; investment securities increased $31.7M to $4.95B
• • Management cites risks from Federal Reserve rate changes, geopolitical events, inflation, and global trade impacting credit losses and economic outlook

What are the latest CVBF SEC filings in 2026?

CVB FINANCIAL CORP (CVBF) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did CVBF file its most recent 10-K annual report?

CVB FINANCIAL CORP (CVBF) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view CVBF 10-Q quarterly reports?

CVB FINANCIAL CORP (CVBF)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every CVBF 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has CVBF filed recently?

CVB FINANCIAL CORP (CVBF)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find CVBF insider trading activity (Form 4)?

SignalX aggregates every CVBF Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does CVBF file with the SEC?

CVB FINANCIAL CORP (CVBF) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new CVBF filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for CVB FINANCIAL CORP (CVBF).

What is CVBF's SEC CIK number?

CVB FINANCIAL CORP (CVBF)'s SEC CIK (Central Index Key) number is 354647. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 354647 to look up all CVBF filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find CVBF return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from CVB FINANCIAL CORP (CVBF) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.