8-K current report · filed Jul 23, 2026

CVB FINANCIAL CORP (CVBF) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01Item EX-99.1CVBF overview

Short answer

CVB FINANCIAL CORP (CVBF) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results covered quarter ended June 30, 2026.

CVB FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results covered quarter ended June 30, 2026
  • Earnings press release issued July 22, 2026
  • Quarterly conference call and webcast information included in Exhibit 99.1

Item 7.01 · Regulation FD Disclosure

  • Investor presentation updated with second-quarter 2026 financial information
  • CEO, President and CFO scheduled for institutional investor meetings throughout third quarter 2026
  • Presentation available as Exhibit 99.2 and on cbbank.com under Investors
  • Regulation FD disclosure not Section 18 “filed” material, limiting associated liability

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net earnings $48.3M, or $0.29 diluted EPS, down from $0.38 in Q1 and $0.37 year over year
  • Heritage acquisition added $5.68B of assets, lifting total assets to $21.18B and loans 39.0% quarter over quarter
  • Net interest margin expanded to 3.72%, aided by acquired higher-yielding factored receivables averaging 18.04%
  • $31.4M acquisition expense and $4.25M unfunded-commitment provision depressed reported profitability; adjusted efficiency ratio was 43.88%
  • Credit metrics weakened after integration, with nonperforming loans rising to $16.6M and nonperforming assets to $16.8M

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