CATY at a glance
CATHAY GENERAL BANCORP (CATY, SEC CIK 861842) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 22, 2026 and Form 4 insider filings as recently as September 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), CATHAY GENERAL BANCORP (CATY) reported revenue of $53.8 million (up 2.9% from FY2024) and net income of $315.1 million. Diluted EPS was $4.54.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding CATHAY GENERAL BANCORP (CATY) shares worth $2.0 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Sun Richard on September 2, 2026 of 1,000 shares at $62.31 per share.
- In the last 90 days, CATY insiders reported 0 open-market purchases ($0) and 8 open-market sales ($2.3M) on Form 4, a net sale of $2.3M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $53.8M
- +2.9% vs prior year
- Insiders · 90 days
- 0 buys · 8 sells
- Net −$2.3M
- 13F holders
- 29 funds
- $2.0B · −3 vs prior quarter
- Latest 8-K
- Jul 22, 2026
- Item 2.02 · Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Commercial banking with focus on loans, deposits, and wealth management services
- No new products or service segments introduced or highlighted this year; continued emphasis on existing banking and investment services
- Strategic positioning stable; no significant shifts or pivots reported versus prior year
- Notable metric: Increase in total assets to $24.23B in 2025 from $23.05B in 2024; net loans increased to $19.94B from $19.20B
- Most noteworthy fact: Increase in allowance for loan losses to $195.9M in 2025 from $161.8M in 2024 reflecting heightened credit loss provisioning and use of econometric models for risk assessment
Risk Factors
- Regulatory risk: Dividends paid to Bancorp by Bank subject to regulatory limitations, impacting Bancorp’s funding flexibility
- Macroeconomic risk: 99.8% time deposits mature within one year, expected to reprice lower due to Fed funds rate cuts starting late 2023
- Operational risk: $953.5 million standby letters of credit issued by FHLB, representing contingent liquidity obligations
- Market risk: Keen competition in Bank’s marketplace may cause time deposit outflows despite historical low runoff rates
- Financial risk: $1.42 billion commercial loans pledged to Federal Reserve Discount Window, reflecting collateral dependence for liquidity
Management Discussion & Analysis
- No profitability or margin percentages provided
- No cash flow, buybacks, dividends, or capex amounts mentioned
- Forward-looking credit loss estimates based on CECL methodology considering historical data, current conditions, and forecasts
AI summary of the CATY 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $92.2M, up 19.0% YoY from $77.5M
- Net interest margin 3.48% vs 3.27%; efficiency ratio 41.53% vs 45.34%
- Net interest income $200.9M, up 10.9% YoY from $181.2M
- Non-interest income $21.4M, up 39.0% YoY from $15.4M
- Allowance $218.9M, or 1.06% of loans, vs $195.9M, or 0.97%, at December 31, 2025
Risk Factors
- No material changes to risk factors disclosed in the 2025 Form 10-K
- Carried-forward risks could adversely affect business, financial condition, results, and stock price
- Additional unknown or currently immaterial risks could materially harm operations and financial condition
- Dividend-payment limitations remain linked to liquidity and dividend policy disclosures
AI summary of the CATY 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results cover the quarter ended June 30, 2026
- Financial details and management commentary contained in Exhibit 99.1
Item 7.01: Regulation FD Disclosure
- Second-quarter 2026 results conference call scheduled for July 22, 2026, at 3:00 p.m. Pacific Time
- Presentation materials available on Cathay General Bancorp’s website and filed as Exhibit 99.2
Item EX-99.1: Item EX-99.1
- Q2 net income $92.2M, or $1.37 diluted EPS, up 6.1% sequentially and 19.1% year over year
- Net interest margin expanded to 3.48% from 3.43%, while net interest income rose 3.5% to $200.9M
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Ms. Chan appointed immediately to Audit and Investment Committees of Company and Bank
- Board designated Ms. Chan an “audit committee financial expert” under Regulation S-K
Item 5.07: Submission of Matters to a Vote of Security Holders
- All four Class III director nominees elected, serving through the 2029 annual meeting
- Executive compensation approved with 47,296,739 votes, supporting current pay practices
AI summaries of CATY 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for CATY
Don't miss the next CATY filing
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- Fund moves. Which tracked funds opened, added or cut CATY, by share count.
- Ask anything. An AI agent that reads every CATY filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| SUN ALBERT | M | Sep 25, 2026 | 1,417 | - |
| SUN ALBERT | M | Sep 25, 2026 | 1,417 | - |
| SUN ALBERT | F | Sep 25, 2026 | 457 | $61.45 |
| Wang Albert Jen-Wen | M | Sep 8, 2026 | 4,012 | - |
| Wang Albert Jen-Wen | M | Sep 8, 2026 | 4,012 | - |
| Wang Albert Jen-Wen | F | Sep 8, 2026 | 1,294 | $61.86 |
| Sun Richard | Sell | Sep 2, 2026 | 1,000 | $62.31 |
| Sun Richard | Sell | Aug 25, 2026 | 1,000 | $62.08 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $43.9M | $52.3M | $53.8M |
| Net Income | $354.1M | $286.0M | $315.1M |
| Net Margin | 806.4% | 547.2% | 585.8% |
| Balance Sheet | |||
| Total Assets | $23.1B | $23.1B | $24.2B |
| Equity | $2.7B | $2.8B | $2.9B |
| ROE | 12.9% | 10.0% | 10.8% |
| Per Share | |||
| EPS | - | $3.95 | $4.54 |
| Cash Flow | |||
| Operating CF | $384.7M | $329.2M | $368.6M |
| CapEx | $3.4M | $3.6M | $4.9M |
Source: XBRL data in CATHAY GENERAL BANCORP (CATY)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate CATY share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $2.00B |
| Q1 2026 | 32 | $1.56B |
| Q4 2025 | 29 | $1.51B |
| Q3 2025 | 28 | $1.53B |
| Q2 2025 | 29 | $1.44B |
| Q1 2025 | 26 | $940.2M |
| Q4 2024 | 20 | $993.0M |
| Q3 2024 | 18 | $545.0M |
- Invesco Ltd+288.5K (+17%)
- Two Sigma Investments+232.8K (+180%)
- Goldman Sachs Group+198.5K (+28%)
- Morgan Stanley+131.3K (+21%)
- Renaissance Technologies LLC+107.3K (+313%)
- Millennium Management−99.9K (-46%)
- D.E. Shaw & Co−69.3K (-15%)
- JPMorgan Chase & Co−10.9K (-11%)
- Ameriprise Financial−7.9K (-4%)
- Fifth Third Bancorp−4.7K (-15%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 211 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
CATY filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Aug 27, 2026 | - | - | - |
| 4 | Aug 27, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 31, 2026 | - | - | - |
| 4 | Jul 29, 2026 | - | - | - |
| 4 | Jul 29, 2026 | - | - | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 10, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 8-K | May 22, 2026 | - | Analysis | |
| 8-K | May 19, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 7, 2026 | - | - | |
| SC 13G | Apr 29, 2026 | - | - |
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CATY SEC filings: frequently asked questions
Are CATY insiders buying or selling?
In the last 90 days, CATHAY GENERAL BANCORP (CATY) officers, directors and 10% owners reported no open-market purchases and 8 open-market sales worth $2.3 million by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold CATY stock?
As of June 30, 2026, the largest CATHAY GENERAL BANCORP (CATY) holders among the 13F filers tracked by SignalX were BlackRock ($604.6 million), Vanguard Portfolio Management LLC ($255.1 million), Dimensional Fund Advisors ($252.2 million), State Street Corp ($218.8 million), Vanguard Capital Management LLC ($179.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was CATY's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), CATHAY GENERAL BANCORP (CATY) reported revenue of $53.8 million (up 2.9% from FY2024) and net income of $315.1 million. Diluted EPS was $4.54. The figures come from the XBRL data in the 10-K.
What are the main risks in CATY's latest 10-K?
In the 10-K filed March 2, 2026, CATHAY GENERAL BANCORP (CATY) flagged: Regulatory risk: Dividends paid to Bancorp by Bank subject to regulatory limitations, impacting Bancorp’s funding flexibility. Macroeconomic risk: 99.8% time deposits mature within one year, expected to reprice lower due to Fed funds rate cuts starting late 2023. (AI summary of the Risk Factors section.)
What did CATY report in its latest 8-K?
CATHAY GENERAL BANCORP (CATY) filed an 8-K on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure). Q2 2026 results cover the quarter ended June 30, 2026.
What are the latest CATY SEC filings?
CATHAY GENERAL BANCORP (CATY) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 22, 2026 and a Form 4 insider filing on September 25, 2026.
What is CATY's SEC CIK number?
CATHAY GENERAL BANCORP (CATY)'s SEC Central Index Key (CIK) is 861842. EDGAR lists every CATY filing under that number.
Ask anything about CATY
The research agent reads CATY's filings, financials, insider trades and 13F holders, then answers with sources.