CATHAY GENERAL BANCORP (CATY) FY2025 10-K Annual Report
CATHAY GENERAL BANCORP (CATY) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Mar 2, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
CATHAY GENERAL BANCORP FY2025 10-K Analysis
Business Overview
- • Core business model: Commercial banking with focus on loans, deposits, and wealth management services
- • No new products or service segments introduced or highlighted this year; continued emphasis on existing banking and investment services
Management Discussion & Analysis
- • No revenue figures or YoY changes disclosed in this section
- • No profitability or margin percentages provided
Risk Factors
- • Regulatory risk: Dividends paid to Bancorp by Bank subject to regulatory limitations, impacting Bancorp’s funding flexibility
- • Macroeconomic risk: 99.8% time deposits mature within one year, expected to reprice lower due to Fed funds rate cuts starting late 2023
CATHAY GENERAL BANCORP FY2025 Key Financial MetricsXBRL
Revenue
$54M
▲ +2.9% YoY
Net Income
$315M
▲ +10.2% YoY
Net Margin
585.8%
▲ +3862bp YoY
ROE
10.8%
▲ +72bp YoY
Total Assets
$24.2B
▲ +5.1% YoY
EPS (Diluted)
$4.54
▲ +14.9% YoY
Operating Cash Flow
$369M
▲ +12.0% YoY
Source: XBRL data from CATHAY GENERAL BANCORP FY2025 10-K filing on SEC EDGAR. All figures in USD.
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