WSFS WSFS FINANCIAL CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Savings and loan holding company offering banking and non-banking financial services regulated by Federal Reserve, OCC, and CFPB
• • No new products/segments introduced or emphasized; focus on regulatory compliance and capital adequacy this year
• • Strategic emphasis on navigating new merger policies: OCC's 2024 Policy Statement and DOJ's 2023 Merger Guidelines increase merger approval scrutiny
• • Tangible assets grew to $20.3B (+2.6% YoY); tangible common equity increased to $1.77B (+10.4%), ratio improving to 8.69% from 8.08%
• • Noteworthy 2024 regulatory shift: OCC finalized stricter merger evaluation criteria affecting potential acquisitions and DOJ updated bank merger antitrust enforcement standards

Risk Factors

• • Regulatory risk: Potential FDIC restrictions on brokered deposits if Bank capitalization falls below "well-capitalized" status as of December 31, 2025
• • Macroeconomic risk: Concentration in Delaware, southeastern Pennsylvania, southern New Jersey, northern Virginia markets exposed to regional economic downturns and real estate value declines
• • Operational risk: Dependence on subsidiary dividend payments subject to federal/state limitations and OCC approval could constrain liquidity and common stock dividends
• • Competitive risk: Industry consolidation and rapid technological advancements require increased digital investment to compete with larger banks and non-bank firms
• • Credit risk: High concentration and balloon payments in commercial mortgage, industrial, and construction loans increase potential nonpayment and earnings volatility

Management Discussion & Analysis

• • Revenue: Net interest income $726.1M in 2025, up $20.6M (3%) YoY; noninterest income declined $1.0M, wealth & trust income up 16%
• • Profitability: Net income $287.3M ($5.09/share) in 2025 vs $263.7M ($4.41/share) in 2024; net interest margin 3.87% vs 3.82%
• • Best performing segment: Wealth and Trust noninterest income increased 16%, driven by WSFS Institutional Services®; worst: Cash Connect® noninterest income decreased due to rates, ATM bailment
• • Capital allocation: Returned $324.7M to shareholders ($287.5M buybacks, $37.2M dividends); repurchased 5.44M shares at $52.86/share; increased quarterly dividend 13% to $0.17/share; issued $200M senior notes, redeemed $150M older notes
• • Outlook/risks: 2026 expected loan recovery $15.7M after 2025 charge-off; management emphasizes strong capital (CET1 13.92%), liquidity ($1.7B cash), deposit growth; monitors credit quality and regulatory capital compliance

What are the latest WSFS SEC filings in 2026?

WSFS FINANCIAL CORP (WSFS) has filed a 10-K annual report on March 2, 2026, a 10-Q quarterly report on May 4, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did WSFS file its most recent 10-K annual report?

WSFS FINANCIAL CORP (WSFS) filed its most recent 10-K annual report on March 2, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view WSFS 10-Q quarterly reports?

WSFS FINANCIAL CORP (WSFS)'s most recent 10-Q quarterly report was filed on May 4, 2026. SignalX displays every WSFS 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has WSFS filed recently?

WSFS FINANCIAL CORP (WSFS)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find WSFS insider trading activity (Form 4)?

SignalX aggregates every WSFS Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does WSFS file with the SEC?

WSFS FINANCIAL CORP (WSFS) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new WSFS filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for WSFS FINANCIAL CORP (WSFS).

What is WSFS's SEC CIK number?

WSFS FINANCIAL CORP (WSFS)'s SEC CIK (Central Index Key) number is 828944. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 828944 to look up all WSFS filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find WSFS return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from WSFS FINANCIAL CORP (WSFS) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.