WSFS at a glance
WSFS FINANCIAL CORP (WSFS, SEC CIK 828944) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on October 6, 2026 and Form 4 insider filings as recently as September 15, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), WSFS FINANCIAL CORP (WSFS) reported revenue of $1.0 billion (down 4.1% from FY2024) and net income of $287.3 million. Diluted EPS was $5.09.
- As of June 30, 2026, 32 institutional investment managers tracked by SignalX reported holding WSFS FINANCIAL CORP (WSFS) shares worth $2.3 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by DONAHUE MICHAEL J on September 10, 2026 of 3,247 shares at $79.46 per share.
- In the last 90 days, WSFS insiders reported 0 open-market purchases ($0) and 2 open-market sales ($544K) on Form 4, a net sale of $544K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.0B
- −4.1% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$544K
- 13F holders
- 32 funds
- $2.3B · −2 vs prior quarter
- Latest 8-K
- Jul 23, 2026
- Item 2.02 · Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Savings and loan holding company offering banking and non-banking financial services regulated by Federal Reserve, OCC, and CFPB
- No new products/segments introduced or emphasized; focus on regulatory compliance and capital adequacy this year
- Strategic emphasis on navigating new merger policies: OCC's 2024 Policy Statement and DOJ's 2023 Merger Guidelines increase merger approval scrutiny
- Tangible assets grew to $20.3B (+2.6% YoY); tangible common equity increased to $1.77B (+10.4%), ratio improving to 8.69% from 8.08%
- Noteworthy 2024 regulatory shift: OCC finalized stricter merger evaluation criteria affecting potential acquisitions and DOJ updated bank merger antitrust enforcement standards
Risk Factors
- Regulatory risk: Potential FDIC restrictions on brokered deposits if Bank capitalization falls below "well-capitalized" status as of December 31, 2025
- Macroeconomic risk: Concentration in Delaware, southeastern Pennsylvania, southern New Jersey, northern Virginia markets exposed to regional economic downturns and real estate value declines
- Operational risk: Dependence on subsidiary dividend payments subject to federal/state limitations and OCC approval could constrain liquidity and common stock dividends
- Competitive risk: Industry consolidation and rapid technological advancements require increased digital investment to compete with larger banks and non-bank firms
- Credit risk: High concentration and balloon payments in commercial mortgage, industrial, and construction loans increase potential nonpayment and earnings volatility
Management Discussion & Analysis
- Revenue: Net interest income $726.1M in 2025, up $20.6M (3%) YoY; noninterest income declined $1.0M, wealth & trust income up 16%
- Profitability: Net income $287.3M ($5.09/share) in 2025 vs $263.7M ($4.41/share) in 2024; net interest margin 3.87% vs 3.82%
- Best performing segment: Wealth and Trust noninterest income increased 16%, driven by WSFS Institutional Services®; worst: Cash Connect® noninterest income decreased due to rates, ATM bailment
- Capital allocation: Returned $324.7M to shareholders ($287.5M buybacks, $37.2M dividends); repurchased 5.44M shares at $52.86/share; increased quarterly dividend 13% to $0.17/share; issued $200M senior notes, redeemed $150M older notes
- Outlook/risks: 2026 expected loan recovery $15.7M after 2025 charge-off; management emphasizes strong capital (CET1 13.92%), liquidity ($1.7B cash), deposit growth; monitors credit quality and regulatory capital compliance
AI summary of the WSFS 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Diluted EPS $1.63 vs $1.27 YoY; ROA 1.52% vs 1.39%
- Net interest income $192.5M vs $179.5M; net interest margin 3.87% vs 3.89%
- Wealth and Trust noninterest income up 17% YoY; Institutional Services up 34%, BMT-DE up 20%
- Deposits increased $535.1M, or 2.9%, during the quarter; cash and equivalents increased $871.5M
- Capital return $76.6M, including $66.2M repurchases and $10.4M dividends; no updated guidance disclosed
Risk Factors
- No Risk Factors section provided; supplied text covers Items 2–6
- Incremental repurchase authorization 7,822,396 shares, or 15% of outstanding shares as of March 31, 2026
- Share repurchases totaled 923,948 shares at average $71.69 during the quarter
- Capital-management risk tied to maintaining approximately 12% common equity Tier 1 capital
- No defaults upon senior securities reported during the quarter
AI summary of the WSFS 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Earnings release covers quarter ended June 30, 2026
- Exhibit 99.1 contains WSFS Financial Corporation’s reported quarterly results
Item 7.01: Regulation FD Disclosure
- Investor presentation supports management discussions throughout Q3 2026
- Earnings release supplement furnished as Exhibit 99.2
Item EX-99.1: Item EX-99.1
- 2Q 2026 EPS $1.63 and ROA 1.52%; core EPS $1.66, up 31% year over year
- Net interest income rose 7% year over year to $192.5M; NIM 3.87% benefited from lower deposit costs
Item 7.01: Regulation FD Disclosure
- Forward-looking disclosures cover estimated credit-card portfolio gain and provision release
- Outcomes tied to transaction described in the filing, with actual results potentially differing materially
AI summaries of WSFS 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for WSFS
Don't miss the next WSFS filing
- Alerts as it files. A push when WSFS files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut WSFS, by share count.
- Ask anything. An AI agent that reads every WSFS filing and answers with sources.
WSFS alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| BACCI ARTHUR J | J | Sep 11, 2026 | 3,898 | $79.73 |
| DONAHUE MICHAEL J | Sell | Sep 10, 2026 | 3,247 | $79.46 |
| Burg David | F | Aug 15, 2026 | 5,610 | $81.66 |
| DAVIS JENNIFER W | A | Aug 7, 2026 | 923 | $81.27 |
| Hong Michelle | A | Aug 7, 2026 | 1,908 | $81.27 |
| TURNER DAVID G | A | Aug 7, 2026 | 923 | $81.27 |
| McKee Lynn | A | Aug 7, 2026 | 923 | $81.27 |
| Gheysens Christopher | A | Aug 7, 2026 | 923 | $81.27 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $976.5M | $1.1B | $1.0B |
| Net Income | $269.2M | $263.7M | $287.3M |
| Net Margin | 27.6% | 24.8% | 28.2% |
| Balance Sheet | |||
| Total Assets | $20.6B | $20.8B | $21.3B |
| Equity | $2.5B | $2.6B | $2.7B |
| ROE | 10.9% | 10.2% | 10.5% |
| Per Share | |||
| EPS | - | $4.41 | $5.09 |
| Cash Flow | |||
| Operating CF | $237.0M | $219.9M | $220.0M |
| CapEx | $6.4M | $14.3M | $6.4M |
Source: XBRL data in WSFS FINANCIAL CORP (WSFS)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate WSFS share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 32 | $2.27B |
| Q1 2026 | 34 | $1.92B |
| Q4 2025 | 31 | $1.51B |
| Q3 2025 | 31 | $1.71B |
| Q2 2025 | 31 | $1.69B |
| Q1 2025 | 25 | $1.19B |
| Q4 2024 | 22 | $1.08B |
| Q3 2024 | 18 | $664.8M |
- FMR LLC (Fidelity)+277.3K (+408%)
- Two Sigma Investments+251.3K (+99%)
- State Street Corp+130.0K (+4%)
- Goldman Sachs Group+108.0K (+21%)
- Invesco Ltd+107.5K (+11%)
- JPMorgan Chase & Co−268.4K (-24%)
- Franklin Resources−265.0K (-10%)
- BlackRock−134.6K (-2%)
- Vanguard Capital Management LLC−112.1K (-5%)
- Bank of America Corp−91.5K (-12%)
- Renaissance Technologies LLC−23.1K
- M&T Bank−4.3K
Source: 13F-HR filings on SEC EDGAR (aggregated from 224 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
WSFS filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 6, 2026 | - | - | - |
| 4 | Sep 15, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 30, 2026 | - | - | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jun 12, 2026 | - | - | - |
| 8-K | Jun 11, 2026 | - | Analysis | - |
| 8-K | May 19, 2026 | - | Analysis | |
| 10-Q | May 4, 2026 | Mar 31, 2026 | Analysis | |
| SC 13G | Apr 30, 2026 | - | - | |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 4 | Apr 17, 2026 | - | - | - |
Related Financials companies
- ALRS · ALERUS FINANCIAL CORPNational Commercial Banks
- AMTB · Amerant Bancorp Inc.National Commercial Banks
- ATLO · AMES NATIONAL CORPNational Commercial Banks
- AROW · ARROW FINANCIAL CORPNational Commercial Banks
- BANC · BANC OF CALIFORNIA, INC.National Commercial Banks
- BANF · BANCFIRST CORP /OK/National Commercial Banks
- TBBK · Bancorp, Inc.National Commercial Banks
- BFC · Bank First CorpNational Commercial Banks
WSFS SEC filings: frequently asked questions
Are WSFS insiders buying or selling?
In the last 90 days, WSFS FINANCIAL CORP (WSFS) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $544,097 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold WSFS stock?
As of June 30, 2026, the largest WSFS FINANCIAL CORP (WSFS) holders among the 13F filers tracked by SignalX were BlackRock ($576.7 million), Dimensional Fund Advisors ($274.1 million), Vanguard Portfolio Management LLC ($254.1 million), State Street Corp ($232.7 million), Franklin Resources ($177.3 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was WSFS's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), WSFS FINANCIAL CORP (WSFS) reported revenue of $1.0 billion (down 4.1% from FY2024) and net income of $287.3 million. Diluted EPS was $5.09. The figures come from the XBRL data in the 10-K.
What are the main risks in WSFS's latest 10-K?
In the 10-K filed March 2, 2026, WSFS FINANCIAL CORP (WSFS) flagged: Regulatory risk: Potential FDIC restrictions on brokered deposits if Bank capitalization falls below "well-capitalized" status as of December 31, 2025. Macroeconomic risk: Concentration in Delaware, southeastern Pennsylvania, southern New Jersey, northern Virginia markets exposed to regional economic downturns and real estate value declines. (AI summary of the Risk Factors section.)
What did WSFS report in its latest 8-K?
WSFS FINANCIAL CORP (WSFS) filed an 8-K on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure). Earnings release covers quarter ended June 30, 2026.
What are the latest WSFS SEC filings?
WSFS FINANCIAL CORP (WSFS) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on October 6, 2026 and a Form 4 insider filing on September 15, 2026.
What is WSFS's SEC CIK number?
WSFS FINANCIAL CORP (WSFS)'s SEC Central Index Key (CIK) is 828944. EDGAR lists every WSFS filing under that number.
Ask anything about WSFS
The research agent reads WSFS's filings, financials, insider trades and 13F holders, then answers with sources.