UPBD UPBOUND GROUP, INC.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model centered on consolidated operations of Upbound Group and subsidiaries
• • No new products, services, or business segments introduced or emphasized this year
• • No strategic shifts or changes in competitive positioning disclosed compared to prior year
• • No quantitative metrics such as employee count, R&D spend, or geographic expansion reported
• • Filing lacks substantive business description, unusual in contrast to typical 10-K disclosures

Risk Factors

• • Legal risk: $72.0 million estimated legal accruals as of December 31, 2025, up from $20.7 million in 2024 for ongoing legal proceedings and investigations
• • Acquisition risk: $395.4 million total purchase price for Brigit acquisition including $196.9 million goodwill, with fair value of $152.3 million intangible assets based on Level 3 inputs
• • Accounting standard change: Adoption of FASB ASU 2024-03 requiring disaggregated income statement expense disclosures effective after Dec 15, 2026, increasing disclosure complexity
• • Goodwill impairment risk: $288.3 million goodwill in Acima segment unchanged since 2024, requiring ongoing assessment amid stock price fluctuations
• • Financial risk: Significant goodwill and intangible asset concentrations totaling over $485 million related to Brigit and Acima segments impacting balance sheet quality

Management Discussion & Analysis

• • No revenue or profitability figures reported for FY 2026; new segment Brigit acquired for $460M total consideration
• • Operating segments reorganized into four: Acima, Rent-A-Center (combined with Franchising), Brigit, and Mexico as of Jan 31, 2025
• • Term loan amended Aug 2025: extended maturity to 2032, $77M incremental borrowings drawn, total debt $875M
• • Quarterly dividend declared at $0.39 per share for Q1 2026, paid Jan 2026
• • Management highlights macroeconomic risks: inflation, wage inflation, rate hikes, supply chain issues may materially impact future results

What are the latest UPBD SEC filings in 2026?

UPBOUND GROUP, INC. (UPBD) has filed a 10-K annual report on February 23, 2026, a 10-Q quarterly report on May 1, 2026, an 8-K current report on July 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did UPBD file its most recent 10-K annual report?

UPBOUND GROUP, INC. (UPBD) filed its most recent 10-K annual report on February 23, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view UPBD 10-Q quarterly reports?

UPBOUND GROUP, INC. (UPBD)'s most recent 10-Q quarterly report was filed on May 1, 2026. SignalX displays every UPBD 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has UPBD filed recently?

UPBOUND GROUP, INC. (UPBD)'s most recent 8-K was filed on July 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find UPBD insider trading activity (Form 4)?

SignalX aggregates every UPBD Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does UPBD file with the SEC?

UPBOUND GROUP, INC. (UPBD) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new UPBD filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for UPBOUND GROUP, INC. (UPBD).

What is UPBD's SEC CIK number?

UPBOUND GROUP, INC. (UPBD)'s SEC CIK (Central Index Key) number is 933036. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 933036 to look up all UPBD filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find UPBD return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from UPBOUND GROUP, INC. (UPBD) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.