Short answer
UPBOUND GROUP, INC. (UPBD) filed its Q3 2025 10-Q quarterly report on Oct 31, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $1.2B (up 9.0% year over year) with net income of $13M.
Q3 2025 key financials · XBRL
- Revenue
- $1.2B
- +9.0% YoY · +0.6% QoQ
- Net income
- $13M
- −57.2% YoY · −14.6% QoQ
- Operating margin
- 4.5%
- Gross margin
- 48.3%
- EPS (diluted)
- $0.22
- −60.7% YoY · −18.5% QoQ
Source: XBRL data from the UPBOUND GROUP, INC. (UPBD) Q3 2025 10-Q on SEC EDGAR. USD.
UPBOUND GROUP, INC. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: Integration and operational risks related to Brigit acquisition on Jan 31, 2025, with $141.4M revenue addition triggering segment reporting change
- Most material update: Increased legal accruals and litigation costs by $44.0M linked to Brigit acquisition impacting other gains and charges
- Regulatory/legal risk: $44.0M estimated legal accruals and litigation expenses disclosed in Note 9 related to Brigit acquisition legal contingencies
- Operational risk: Rent-A-Center segment same store sales down 3.2% for nine months ended Sept 30, 2025 due to underwriting adjustments and store closures
- Financial risk: Debt level at $1.6B with $107.0M cash balance as of Sept 30, 2025, reflecting ongoing leverage and liquidity considerations
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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