ACIW ACI WORLDWIDE, INC.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Develops and supports electronic payment software primarily for banks, merchants, intermediaries, and billers globally
• • Emphasis on SaaS and PaaS revenue growth to $1.008B in 2025, up 12% YoY, expanding from $898M in 2024
• • Strategic focus on transition from license and maintenance models toward subscription-based software delivery
• • Net income increased 12% to $227M with repurchase of 4.18M shares totaling $204M in 2025, raising treasury stock to $965M
• • Noteworthy audit focus on complex revenue recognition judgments for software license arrangements, highlighting pricing variability and contract terms

Risk Factors

• • Regulatory risk: Section 203 of Delaware General Corporation Law limiting business combinations without broad stockholder approval
• • Macroeconomic threat: Exposure to emerging markets growth dependency, with risks if these markets do not expand as anticipated
• • Operational vulnerability: Dependence on third-party cloud providers (Microsoft Azure, AWS), with limited migration options and exposure to outages or increased costs
• • Market disruption risk: Competition from significantly larger firms and clients developing in-house products, plus new entrants with AI-enabled technology
• • Financial risk: Acquisition-related leverage and potential overpayment risk increasing interest expense and diluting shareholders through stock issuance

Management Discussion & Analysis

• • No revenue or profitability figures disclosed in provided MD&A excerpt
• • Intangible assets net of amortization $147.1M in 2025 vs $165.4M in 2024; goodwill stable at $1.2B
• • No segment performance or operating margin data provided
• • No cash flow, buybacks, dividends, or capex figures disclosed
• • Forward-looking risks: potential impairment charges on intangibles; tax exposure from uncertain income tax positions

What are the latest ACIW SEC filings in 2026?

ACI WORLDWIDE, INC. (ACIW) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on May 7, 2026, an 8-K current report on August 6, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did ACIW file its most recent 10-K annual report?

ACI WORLDWIDE, INC. (ACIW) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view ACIW 10-Q quarterly reports?

ACI WORLDWIDE, INC. (ACIW)'s most recent 10-Q quarterly report was filed on May 7, 2026. SignalX displays every ACIW 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has ACIW filed recently?

ACI WORLDWIDE, INC. (ACIW)'s most recent 8-K was filed on August 6, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find ACIW insider trading activity (Form 4)?

SignalX aggregates every ACIW Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does ACIW file with the SEC?

ACI WORLDWIDE, INC. (ACIW) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ACIW filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for ACI WORLDWIDE, INC. (ACIW).

What is ACIW's SEC CIK number?

ACI WORLDWIDE, INC. (ACIW)'s SEC CIK (Central Index Key) number is 935036. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 935036 to look up all ACIW filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find ACIW return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from ACI WORLDWIDE, INC. (ACIW) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.