ACI WORLDWIDE, INC. (ACIW) Q3 2025 10-Q Quarterly Report

Filed: Nov 6, 2025Period ending Sep 30, 2025
Information Technology
Services-Prepackaged SoftwareSEC EDGAR

ACI WORLDWIDE, INC. (ACIW) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

ACI WORLDWIDE, INC. Q3 2025 10-Q Analysis

Management Discussion & Analysis

  • No quarterly revenue or YoY changes disclosed in provided MDA text
  • No profitability or margin figures or comparisons reported
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Risk Factors

  • New risk: Increased fraud risk from AI-enabled attacks and regulator litigation between banks and consumers triggered by real-time payments adoption
  • Updated risk: Enhanced complexity and uncertainty in revenue recognition timing driven by multi-year contracts and foreign currency fluctuations
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ACI WORLDWIDE, INC. Q3 2025 Quarterly Financials
XBRL

Revenue

$482M

+6.8% YoY +20.2% QoQ

Net Income

$91M

+12.1% YoY +647.8% QoQ

Operating Margin

26.5%

-66bp YoY +1779bp QoQ

Net Margin

18.9%

+89bp YoY +1588bp QoQ

ROE

6.2%

Total Assets

$3.2B

EPS (Diluted)

$0.87

+14.5% YoY +625.0% QoQ

Operating Cash Flow

$73M

+35.2% YoY +46.7% QoQ

Source: XBRL data from ACI WORLDWIDE, INC. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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