ALKT ALKAMI TECHNOLOGY, INC.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Cloud-based digital sales and service platform for community, regional, and super-regional financial institutions (FIs)
• • New emphasis on MANTL onboarding, account opening, and loan origination solutions acquired in March 2025 to expand into commercial and business customer acquisition
• • Client base grew to 301 FIs in 2025 from 236 in 2023, with average product usage per client increasing to 16 from 9 in 2015, highlighting market penetration and product depth expansion
• • Live registered users increased to 22.4 million in 2025, a 12.1% growth from 2024, driving 32.9% revenue growth to $443.6 million and annual recurring revenue expansion to 115%
• • Established new India subsidiary in 2024 to support future operations, with current operations still immaterial as of Dec 31, 2025

Risk Factors

• • Regulatory risk from data privacy laws affecting processing of personally identifiable information (PI) for end users
• • Geopolitical exposure via reliance on technology and development resources in India
• • Operational vulnerability due to dependence on Amazon Web Services (AWS) for data center hosting and cloud infrastructure
• • Competitive threat from longer, costly sales cycles versus competitors also serving financial institutions
• • Financial risk from obligations and dilution related to 2030 Convertible Notes and associated credit agreements

Management Discussion & Analysis

• • Revenue $443.6M, up 32.9% YoY (+$109.8M) driven by SaaS subscription growth and $34.9M contribution from MANTL acquisition
• • Gross margin 57.8% vs 58.9% in 2024; operating loss $53.6M vs $44.6M; net loss $47.7M vs $40.8M
• • Best segment: SaaS subscription services $421.7M (+$102.4M); worst segment: net loss widened despite revenue growth
• • Adjusted EBITDA $59.1M vs $26.9M in 2024; capex details not disclosed; acquired MANTL for $375M; issued $345M convertible notes
• • Management emphasizes focus on FI client growth, product suite expansion, innovation (R&D 26.7% of revenue), with risks around client renewals and competitive wins

What are the latest ALKT SEC filings in 2026?

ALKAMI TECHNOLOGY, INC. (ALKT) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on April 30, 2026, an 8-K current report on July 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did ALKT file its most recent 10-K annual report?

ALKAMI TECHNOLOGY, INC. (ALKT) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view ALKT 10-Q quarterly reports?

ALKAMI TECHNOLOGY, INC. (ALKT)'s most recent 10-Q quarterly report was filed on April 30, 2026. SignalX displays every ALKT 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has ALKT filed recently?

ALKAMI TECHNOLOGY, INC. (ALKT)'s most recent 8-K was filed on July 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find ALKT insider trading activity (Form 4)?

SignalX aggregates every ALKT Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does ALKT file with the SEC?

ALKAMI TECHNOLOGY, INC. (ALKT) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ALKT filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for ALKAMI TECHNOLOGY, INC. (ALKT).

What is ALKT's SEC CIK number?

ALKAMI TECHNOLOGY, INC. (ALKT)'s SEC CIK (Central Index Key) number is 1529274. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1529274 to look up all ALKT filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find ALKT return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from ALKAMI TECHNOLOGY, INC. (ALKT) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.