8-K current report · filed Jul 30, 2026

UPBOUND GROUP, INC. (UPBD) 8-K Current Report: July 30, 2026

Item 7.01Item EX-99.1UPBD overview

Short answer

UPBOUND GROUP, INC. (UPBD) filed an 8-K current report with the SEC on July 30, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Investor presentation covers quarter ended June 30, 2026.

UPBOUND GROUP, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Investor presentation covers quarter ended June 30, 2026
  • Exhibit 99.3 contains Upbound Group’s announced quarterly financial results
  • Presentation furnished under Regulation FD, limiting its treatment as a filed disclosure

Item EX-99.1 · Exhibit EX-99.1

  • Q2 2026 revenue approximately $1.2B, within guidance, indicating resilient demand across Upbound’s consumer-finance platforms
  • Brigit revenue rose 37% to $71M, with paying subscribers up approximately 30% to 1.7M and ARPU up 6.3% to $14.30
  • Acima revenue fell approximately 2.5% to $604M, but charge-offs improved to 8.8% and EBITDA margin expanded to 16.2%
  • Operating cash flow approximately $123M and free cash flow $84M, strengthening liquidity and funding capacity
  • Full-year revenue narrowed to $4.70–$4.85B, while Adjusted EBITDA $500–$535M and non-GAAP EPS $4.00–$4.35 remained reaffirmed

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