TCBI TEXAS CAPITAL BANCSHARES INC/TX

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: full-service financial services firm serving businesses, entrepreneurs, individuals via Texas Capital Bank and broker-dealer Texas Capital Securities
• • Regulatory change: effective Sept 19, 2025, Texas Capital Bank joined Federal Reserve System, shifting primary federal regulation from FDIC to Federal Reserve
• • Loan portfolio growth: loans held for investment increased to $23.77B from $22.18B, with net interest income rising to $1.03B from $901M in prior year
• • Significant net income increase to $330M in 2025 from $77.5M in 2024, driven by higher interest income and improved credit loss provision of $55M
• • Treasury stock repurchased increased sharply to 7.5M shares at cost $488M vs 5.3M shares $302M prior year, indicating aggressive share buyback program

Risk Factors

• • Regulatory risk: Compliance with SEC guidance on critical accounting estimates impacting allowance for credit losses under ASC 326
• • Macroeconomic threat: Credit loss allowance could rise $108.7 million under most severe downside economic scenario as of December 31, 2025
• • Operational risk: Reliance on management’s judgment in estimating credit loss allowances using qualitative and quantitative factors, including PLQF and SLQF
• • Financial risk: $185.8 million spent on share repurchases in 2025 at an average price of $82.01 per share under $200 million repurchase program
• • Capital structure risk: Active management of debt maturity with potential repurchases/redemptions of subordinated notes subject to regulatory and indebtedness compliance

Management Discussion & Analysis

• • Revenue $1.26B (net interest $1.03B + non-interest $227M) in 2025, vs $932.3M in 2024; net interest income up $127.3M YoY
• • Operating margin proxy: net income $330.2M vs $77.5M with ROE 9.59% vs 2.04%, net interest margin improved 3.35% vs 3.03%
• • Best segment: Commercial loans $12.25B (+$1.11B), worst segment consumer loans $434.4M (-$131M)
• • Cash flow/capex not detailed; equity grew to $3.56B from $3.26B; $17.25M preferred dividends paid
• • Forward outlook: focus on credit quality with reduced provision for credit losses $55M vs $67M; management cautious on Texas concentration risk and real estate collateral values

What are the latest TCBI SEC filings in 2026?

TEXAS CAPITAL BANCSHARES INC/TX (TCBI) has filed a 10-K annual report on February 10, 2026, a 10-Q quarterly report on April 23, 2026, an 8-K current report on July 22, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did TCBI file its most recent 10-K annual report?

TEXAS CAPITAL BANCSHARES INC/TX (TCBI) filed its most recent 10-K annual report on February 10, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view TCBI 10-Q quarterly reports?

TEXAS CAPITAL BANCSHARES INC/TX (TCBI)'s most recent 10-Q quarterly report was filed on April 23, 2026. SignalX displays every TCBI 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has TCBI filed recently?

TEXAS CAPITAL BANCSHARES INC/TX (TCBI)'s most recent 8-K was filed on July 22, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find TCBI insider trading activity (Form 4)?

SignalX aggregates every TCBI Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does TCBI file with the SEC?

TEXAS CAPITAL BANCSHARES INC/TX (TCBI) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new TCBI filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for TEXAS CAPITAL BANCSHARES INC/TX (TCBI).

What is TCBI's SEC CIK number?

TEXAS CAPITAL BANCSHARES INC/TX (TCBI)'s SEC CIK (Central Index Key) number is 1077428. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1077428 to look up all TCBI filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find TCBI return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from TEXAS CAPITAL BANCSHARES INC/TX (TCBI) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.