8-K current report · filed Jul 22, 2026

TEXAS CAPITAL BANCSHARES INC/TX (TCBI) 8-K Current Report: July 22, 2026

Item 2.02Item EX-99.1TCBI overview

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TEXAS CAPITAL BANCSHARES INC/TX (TCBI) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results covered quarter ended June 30, 2026.

TEXAS CAPITAL BANCSHARES INC/TX 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results covered quarter ended June 30, 2026
  • Press release and presentation issued July 22, 2026
  • Detailed financial results and management commentary available in Exhibits 99.1 and 99.2

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $80.6M, up 10% YoY; diluted EPS $1.83 versus $1.58, supporting improved earnings momentum
  • Fee income reached record levels, with non-interest income $75.1M, up 39% YoY; investment banking and trading were key contributors
  • Efficiency improved to 61.3% from 65.9% sequentially, though net interest margin declined 15 basis points to 3.28%
  • Credit risk remains a watchpoint: criticized loans rose to $696.3M, while net charge-offs reached $16.1M and provision increased to $18.0M
  • Capital remained strong at 12.1% CET1; $23.6M share repurchases and a $0.20 common dividend increased shareholder distributions

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