TEXAS CAPITAL BANCSHARES INC/TX (TCBI) Q3 2025 10-Q Quarterly Report
TEXAS CAPITAL BANCSHARES INC/TX (TCBI) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 23, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
TEXAS CAPITAL BANCSHARES INC/TX Q3 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue $340.4M Q3 2025 vs ($355.9M) Q3 2024; Net income $105.2M Q3 2025 vs loss $61.3M Q3 2024
- • Net interest margin 3.47% Q3 2025 vs 3.16% Q3 2024; ROE 12.04% vs (8.87)%; efficiency ratio 56.0% vs 155.8%
Risk Factors
- • New share repurchase program authorized January 22, 2025 for $200M, replacing prior $ program, with $59.2M repurchased YTD at $73.44 average price
- • Updated allowance for credit losses could increase by $134.7M under most severe downside macroeconomic scenario, reflecting heightened economic uncertainty
TEXAS CAPITAL BANCSHARES INC/TX Q3 2025 Quarterly FinancialsXBRL
Revenue
$461M
▲ +1.8% YoY▲ +4.8% QoQ
Net Income
$105M
▲ +271.6% YoY▲ +36.1% QoQ
Net Margin
22.8%
▲ +3639bp YoY▲ +525bp QoQ
ROE
2.9%
Total Assets
$32.5B
EPS (Diluted)
$2.18
▲ +256.8% YoY▲ +38.9% QoQ
Operating Cash Flow
$166M
▼ -50.1% YoY▲ +164.0% QoQ
Source: XBRL data from TEXAS CAPITAL BANCSHARES INC/TX Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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