TCBI TEXAS CAPITAL BANCSHARES INC/TX

Q3 2025 10-Q
Filed: Oct 23, 2025Period ending Sep 30, 2025
Financials
State Commercial BanksSEC EDGAR

TEXAS CAPITAL BANCSHARES INC/TX (TCBI) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 23, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • Revenue $340.4M Q3 2025 vs ($355.9M) Q3 2024; Net income $105.2M Q3 2025 vs loss $61.3M Q3 2024
  • Net interest margin 3.47% Q3 2025 vs 3.16% Q3 2024; ROE 12.04% vs (8.87)%; efficiency ratio 56.0% vs 155.8%
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Risk Factors

  • New share repurchase program authorized January 22, 2025 for $200M, replacing prior $ program, with $59.2M repurchased YTD at $73.44 average price
  • Updated allowance for credit losses could increase by $134.7M under most severe downside macroeconomic scenario, reflecting heightened economic uncertainty
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Quarterly Financial Summary
XBRL

Revenue

$461M

Net Income

$105M

Net Margin

22.8%

ROE

2.9%

Total Assets

$32.5B

Source: XBRL data from TEXAS CAPITAL BANCSHARES INC/TX Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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