SEZL Sezzle Inc.companySEC Filings & Insider Trading Activity 2026
Latest Sezzle Inc. (SEZL) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 26, 2026, a 10-Q quarterly report filed on November 6, 2025, an 8-K current report filed on April 15, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Sezzle Inc. (SEZL) (SEC CIK 1662991), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business: Digital buy now, pay later payments platform targeting Gen Z and Millennials with flexible installment credit alternatives
- • New products/features launched 2024-2025: Payment Streaks loyalty program, pay-in-five installment beta, Sezzle Earn rewards tab, Sezzle Balance stored-value product
Risk Factors
- • Regulatory risk from expanded BNPL scrutiny by US CFPB and state regulators with potential new licensing and compliance costs starting 2025
- • Macroeconomic risk from consumer credit and spending affected by inflation, unemployment, and recession fears impacting repayment and transaction volume
Management Discussion & Analysis
- • Revenue $450.3M, up 66.1% YoY from $271.1M; transaction income $234.1M (+59.5%), subscription revenue $99.4M (+20.9%), other income $116.8M (+177.1%)
- • Provision for credit losses $89.3M, increased 62.3% YoY, but credit losses as % of revenue slightly declined 19.8% vs 20.3%
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Management Discussion & Analysis
- • No quarterly revenue or YoY change data provided in this MDA section
- • No profitability or margin figures disclosed
Risk Factors
- • No new risk factors added this quarter, consistent with prior 10-K and June 30, 2025 10-Q filings
- • Continued market risk related to consumer spending trends impacting loan demand, as described in 2024 10-K
Annual Reports Archive10-K
AI-powered analysis of Sezzle Inc. (SEZL) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of Sezzle Inc. (SEZL) 10-Q quarterly reports filed with SEC EDGAR.
Recent 8-K FilingsCurrent Reports
AI-powered analysis of Sezzle Inc. (SEZL) 8-K current reports disclosing material events.
Financial SummaryXBRL
| FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $12.0M | $60.6M | $139.4M | $235.9M |
| Operating Income | -$28.4M | $22.2M | $82.2M | $176.8M |
| Net Income | -$38.1M | $7.1M | $78.5M | $133.1M |
| Op. Margin | -237.8% | 36.6% | 59.0% | 74.9% |
| Net Margin | -318.5% | 11.7% | 56.3% | 56.4% |
| Balance Sheet | ||||
| Total Assets | $172.6M | $212.6M | $298.4M | $400.2M |
| Equity | $8.8M | $22.1M | $87.8M | $169.8M |
| ROE | -430.8% | 32.1% | 89.4% | 78.4% |
Source: XBRL financial data from Sezzle Inc. (SEZL) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 15, 2026 | — | — | — |
8-K | Apr 9, 2026 | — | — | — |
8-K | Mar 20, 2026 | — | — | — |
8-K | Mar 6, 2026 | — | Analysis | — |
10-K | Feb 26, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 25, 2026 | — | Analysis | — |
8-K | Feb 2, 2026 | — | — | |
8-K | Jan 29, 2026 | — | — | |
8-K | Dec 15, 2025 | — | — | |
10-Q | Nov 6, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 8, 2025 | Jun 30, 2025 | — | |
10-Q | May 8, 2025 | Mar 31, 2025 | — | |
10-K | Feb 27, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 8, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 8, 2024 | Jun 30, 2024 | — | |
10-Q | May 9, 2024 | Mar 31, 2024 | — | |
10-K | Feb 29, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 14, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 14, 2023 | Jun 30, 2023 | — | |
10-Q | May 15, 2023 | Mar 31, 2023 | — | |
10-K | Feb 28, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 14, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 15, 2022 | Jun 30, 2022 | — | |
10-Q | May 16, 2022 | Mar 31, 2022 | — | |
10-K | Mar 30, 2022 | Dec 31, 2021 | — |
Frequently Asked Questions
What are the latest SEZL SEC filings in 2026?
Sezzle Inc. (SEZL) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on November 6, 2025, an 8-K current report on April 15, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did SEZL file its most recent 10-K annual report?
Sezzle Inc. (SEZL) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view SEZL 10-Q quarterly reports?
Sezzle Inc. (SEZL)'s most recent 10-Q quarterly report was filed on November 6, 2025. SignalX displays every SEZL 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has SEZL filed recently?
Sezzle Inc. (SEZL)'s most recent 8-K was filed on April 15, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find SEZL insider trading activity (Form 4)?
SignalX aggregates every SEZL Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does SEZL file with the SEC?
Sezzle Inc. (SEZL) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new SEZL filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Sezzle Inc. (SEZL).
What is SEZL's SEC CIK number?
Sezzle Inc. (SEZL)'s SEC CIK (Central Index Key) number is 1662991. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1662991 to look up all SEZL filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find SEZL return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Sezzle Inc. (SEZL) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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