MA at a glance
Mastercard (MA, SEC CIK 1141391) filed its latest 10-K annual report on February 11, 2026, a 10-Q quarterly report on July 30, 2026, an 8-K current report on July 30, 2026 and Form 4 insider filings as recently as October 5, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Mastercard (MA) reported revenue of $32.8 billion (up 16.4% from FY2024) and net income of $15.0 billion. Diluted EPS was $16.52.
- As of June 30, 2026, 67 institutional investment managers tracked by SignalX reported holding Mastercard (MA) shares worth $169.1 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by SACHIN J. MEHRA on September 2, 2026 of 3,266 shares at $584.00 per share.
- In the last 90 days, MA insiders reported 0 open-market purchases ($0) and 52 open-market sales ($72.4M) on Form 4, a net sale of $72.4M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $32.8B
- +16.4% vs prior year
- Insiders · 90 days
- 0 buys · 52 sells
- Net −$72.4M
- 13F holders
- 67 funds
- $169.1B · −2 vs prior quarter
- Latest 8-K
- Jul 30, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Global payment network facilitating electronic payments and transaction processing
- Emphasis on competitive threats from alternative e-commerce, mobile payment systems, and government-backed solutions impacting market access
- Strategic concern over potential regulatory, legislative, and litigation challenges affecting competitive positioning
- Notable risk from competitors leveraging lower-cost technology platforms and established payment networks without associated costs
- Highlighted risk of regulatory restrictions limiting Mastercard's participation in certain geographic markets due to government involvement
Risk Factors
- Delaware law and organizational anti-takeover provisions limit beneficial ownership to 15% per person, potentially delaying favorable mergers or acquisitions
- Mastercard Foundation owns >5% voting power with share sales accelerated to start Jan 1, 2024 under court approval, planning a 7-year diversification sale
- Mastercard Foundation directors must be independent from Mastercard and customers, possibly leading to conflicts on acquisition proposals favored by other stockholders
Management Discussion & Analysis
- Loss contingencies assessed regularly; liabilities accrued if probable and estimable, with subjective judgements and potential material variances
- Tax liabilities reflect uncertain tax positions; valuation allowances made against deferred tax assets per management judgment
- Business combinations accounted via acquisition method; goodwill recognized for purchase price excess, involving significant management estimates
AI summary of the MA 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Dividends declared at $0.87 per share, with aggregate quarterly payments of $777 million, $771 million, and $763 million
- Share repurchases $8.933 billion for six months ended June 30, 2026, totaling 17.6 million shares
- Remaining repurchase authorization $8.528 billion at June 30, 2026
- Additional share repurchases $697 million from July 1 through July 27, 2026
Risk Factors
- No risk-factors section provided; submitted text covers Items 2, 5, and 6 only
- New debt issuance: floating-rate notes due 2028 and fixed-rate notes due 2028, 2029, 2031, and 2036
- Share-repurchase liquidity use: $8,528,398,093 remaining under authorized programs at June 30, 2026
- Insider trading-plan exposure: CFO plan covers 7,266 Class A shares and options on 7,444 shares
- No regulatory, legal, operational, competitive, currency, or concentration risks disclosed in the provided text
AI summary of the MA 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 Mastercard earnings release issued July 30, 2026
- Detailed financial results and management commentary available in Exhibit 99.1
Item 5.07: Submission of Matters to a Vote of Security Holders
- All 11 director nominees elected for one-year terms expiring at the 2027 annual meeting
- Executive compensation approved 701,046,392 to 38,008,152, supporting current pay practices
Item 8.01: Other Events
- Mastercard completed a $5.0B debt offering across floating-rate and fixed-rate notes due 2028–2036
- Fixed coupons range from 4.325% to 5.000%, increasing financing costs and future interest obligations
AI summaries of MA 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for MA
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Ling Hai | F | Oct 1, 2026 | 88 | $551.66 |
| SACHIN J. MEHRA | F | Oct 1, 2026 | 207 | $551.66 |
| Miebach Michael | F | Oct 1, 2026 | 530 | $551.66 |
| McLaughlin Edward Grunde | F | Oct 1, 2026 | 99 | $551.66 |
| Huntsman Jon M Jr | F | Oct 1, 2026 | 178 | $551.66 |
| SACHIN J. MEHRA | Sell | Sep 2, 2026 | 3,266 | $584.00 |
| Kirkpatrick Linda Pistecchia | Sell | Aug 31, 2026 | 923 | $593.54 |
| SACHIN J. MEHRA | Sell | Aug 20, 2026 | 1,000 | $572.07 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $28.2B | $32.8B |
| Operating Income | - | $15.6B | $18.9B |
| Net Income | $11.2B | $12.9B | $15.0B |
| Op. Margin | - | 55.3% | 57.6% |
| Net Margin | - | 45.7% | 45.6% |
| Balance Sheet | |||
| Total Assets | $42.4B | $48.1B | $54.2B |
| Equity | - | $6.5B | $7.7B |
| ROE | - | 198.5% | 193.5% |
| Per Share | |||
| EPS | $11.83 | $13.89 | $16.52 |
| Cash Flow | |||
| Operating CF | - | $14.8B | $17.6B |
| CapEx | $371.0M | $474.0M | $489.0M |
Source: XBRL data in Mastercard (MA)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate MA share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 67 | $169.13B |
| Q1 2026 | 69 | $166.56B |
| Q4 2025 | 69 | $194.47B |
| Q3 2025 | 70 | $219.22B |
| Q2 2025 | 70 | $195.00B |
| Q1 2025 | 69 | $139.81B |
| Q4 2024 | 64 | $102.88B |
| Q3 2024 | 60 | $46.63B |
- D.E. Shaw & Co+851.1K (+75%)
- Ameriprise Financial+513.9K (+11%)
- Invesco Ltd+499.3K (+9%)
- State Street Corp+486.3K (+1%)
- Wells Fargo & Co+377.3K (+9%)
- JPMorgan Chase & Co−4.43M (-14%)
- BlackRock−618.4K (-1%)
- BNY Mellon−441.3K (-6%)
- FMR LLC (Fidelity)−420.4K (-2%)
- Vanguard Portfolio Management LLC−270.9K (-1%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 538 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
MA filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 10-Q | Jul 30, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 30, 2026 | - | Analysis | - |
| 4 | Jul 15, 2026 | - | - | - |
| 4 | Jul 15, 2026 | - | - | - |
| 4 | Jul 8, 2026 | - | - | - |
| 4 | Jun 23, 2026 | - | - | - |
| 4 | Jun 18, 2026 | - | - | - |
| 4 | Jun 18, 2026 | - | - | - |
| 4 | Jun 18, 2026 | - | - | - |
| 4 | Jun 18, 2026 | - | - | - |
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MA SEC filings: frequently asked questions
Are MA insiders buying or selling?
In the last 90 days, Mastercard (MA) officers, directors and 10% owners reported no open-market purchases and 52 open-market sales worth $72.4 million by 5 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold MA stock?
As of June 30, 2026, the largest Mastercard (MA) holders among the 13F filers tracked by SignalX were BlackRock ($34.1 billion), Vanguard Capital Management LLC ($26.8 billion), State Street Corp ($19.0 billion), JPMorgan Chase & Co ($14.4 billion), FMR LLC (Fidelity) ($12.2 billion). 13F-HR reports are filed up to 45 days after each quarter ends.
What was MA's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Mastercard (MA) reported revenue of $32.8 billion (up 16.4% from FY2024) and net income of $15.0 billion. Diluted EPS was $16.52. The figures come from the XBRL data in the 10-K.
What are the main risks in MA's latest 10-K?
In the 10-K filed February 11, 2026, Mastercard (MA) flagged: Delaware law and organizational anti-takeover provisions limit beneficial ownership to 15% per person, potentially delaying favorable mergers or acquisitions. Mastercard Foundation owns >5% voting power with share sales accelerated to start Jan 1, 2024 under court approval, planning a 7-year diversification sale. (AI summary of the Risk Factors section.)
What did MA report in its latest 8-K?
Mastercard (MA) filed an 8-K on July 30, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Q2 2026 Mastercard earnings release issued July 30, 2026.
What are the latest MA SEC filings?
Mastercard (MA) filed its latest 10-K annual report on February 11, 2026, a 10-Q quarterly report on July 30, 2026, an 8-K current report on July 30, 2026 and a Form 4 insider filing on October 5, 2026.
What is MA's SEC CIK number?
Mastercard (MA)'s SEC Central Index Key (CIK) is 1141391. EDGAR lists every MA filing under that number.
Ask anything about MA
The research agent reads MA's filings, financials, insider trades and 13F holders, then answers with sources.