MA Mastercard
FY2025 10-K
Mastercard (MA) filed its fiscal year 2025 10-K annual report with the SEC on Feb 11, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: Global payment network facilitating electronic payments and transaction processing
- • Emphasis on competitive threats from alternative e-commerce, mobile payment systems, and government-backed solutions impacting market access
Management Discussion & Analysis
- • No revenue or profitability figures disclosed in this section
- • Loss contingencies assessed regularly; liabilities accrued if probable and estimable, with subjective judgements and potential material variances
Risk Factors
- • Delaware law and organizational anti-takeover provisions limit beneficial ownership to 15% per person, potentially delaying favorable mergers or acquisitions
- • Mastercard Foundation owns >5% voting power with share sales accelerated to start Jan 1, 2024 under court approval, planning a 7-year diversification sale
Financial SummaryXBRL
Revenue
$32.8B
Net Income
$15.0B
Operating Margin
57.6%
Net Margin
45.6%
ROE
193.5%
Total Assets
$54.2B
EPS (Diluted)
$16.52
Operating Cash Flow
$17.6B
Source: XBRL data from Mastercard FY2025 10-K filing on SEC EDGAR. All figures in USD.
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