FIS at a glance
Fidelity National Information Services (FIS, SEC CIK 1136893) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on August 4, 2026 and Form 4 insider filings as recently as August 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Fidelity National Information Services (FIS) reported revenue of $10.7 billion (up 5.4% from FY2024) and net income of $382.0 million. Diluted EPS was $0.73.
- As of June 30, 2026, 40 institutional investment managers tracked by SignalX reported holding Fidelity National Information Services (FIS) shares worth $8.6 billion in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Goldstein Jeffrey A on July 15, 2026 of 1,386 shares at $41.39 per share.
- In the last 90 days, FIS insiders reported 1 open-market purchase ($57K) and 0 open-market sales ($0) on Form 4, a net purchase of $57K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $10.7B
- +5.4% vs prior year
- Insiders · 90 days
- 1 buy · 0 sells
- Net +$57K
- 13F holders
- 40 funds
- $8.6B · −1 vs prior quarter
- Latest 8-K
- Aug 4, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Management Discussion & Analysis
- Revenue $10,677M in 2025, up $550M (~5%) YoY; Banking +6% to $7,285M, Capital Markets +7% to $3,196M
- Operating margin not explicitly stated as %; Banking Adjusted EBITDA margin 43.4% vs 44.0%; Capital Markets margin 51.8% vs 51.0%
- Best segment: Capital Markets, margin 51.8% (+80bps); worst: Corporate & Other, Adjusted EBITDA –$491M, revenue down 23%
- Operating cash flow $2,608M (+$433M YoY); capex $989M; share buybacks ~$1.3B (18M shares); $1.8B remaining under $3B 2024 repurchase program; quarterly dividend $0.44/share
- ~$7.7B new debt from Issuer Solutions Acquisition will increase 2026 interest expense; buybacks paused; management targeting deleveraging back to target leverage ratio; $2.2B pre-tax gain expected Q1 2026 from Worldpay minority interest sale
Risk Factors
- DORA designation as Critical Third-Party Provider subjects FIS to new EU regulatory oversight, with E.U. AI Act compliance deadlines phased Aug 2025–2027
- International ops ~23% of 2025 revenue exposed to FX and geopolitical risk; BRICS nations actively targeting Western payment infrastructure via cyberattacks
- Total debt ~$13.1B pre-acquisition, then ~$7.7B additional debt incurred Jan 2026 for Issuer Solutions deal, sharply increasing leverage and debt service burden
- Banking sector consolidation reduces client base; larger surviving institutions gain negotiating leverage to demand price cuts or insource FIS services
- Goodwill $17.8B (53% of total assets) vulnerable to impairment if prolonged economic downturn hits bank spending or consumer behavior
Business Overview
- Core model: Financial technology platform serving banks, capital markets firms, and businesses across payments, core banking, and capital markets software via multi-year recurring contracts
- Major M&A pivot: Acquired Global Payments' Issuer Solutions business for ~$7.7B (new debt-funded); simultaneously sold remaining 45% Worldpay stake to Global Payments, closing January 9, 2026
- Strategic transformation: Shift to functional operating model + platform company model; embedding AI (including agentic capabilities) across solutions; Merchant Solutions segment eliminated post Worldpay divestiture
- Revenue grew to $10.68B in FY2025 vs $10.13B in FY2024; Banking segment $7.29B, Capital Markets $3.20B, both up YoY
- Designated by EU's European Supervisory Authorities as Critical Third-Party Provider under DORA (November 2025), placing FIS under direct ESA supervision across EU financial sector operations
AI summary of the FIS 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $3,377M, up $761M from $2,616M YoY
- Gross margin 34.8% vs 36.4% YoY
- Operating margin 15.0% vs 15.6% YoY
- Net earnings attributable to FIS $231M vs $(470)M YoY
- Operating cash flow $1,207M vs $839M; acquisitions used $7,859M and software investment $441M
Risk Factors
- No material changes to risk factors since December 31, 2025 Form 10-K
- No newly added risk factor or quarter-specific trigger disclosed
- Regulatory, legal, and compliance risks carried forward from the 2025 Form 10-K
- Operational, competitive, and market risks unchanged from the 2025 Form 10-K
- Financial risks, including liquidity, debt maturity, currency, and concentration, unchanged from the 2025 Form 10-K
AI summary of the FIS 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 and first-half 2026 results announced for periods ended June 30, 2026
- 2026 guidance issued for Q3 ending September 30 and full year ending December 31
Item EX-99.1: Item EX-99.1
- Q2 revenue $3.377B, up 29% GAAP and 5.3% pro forma, confirming acquisition-led scale with underlying growth intact
- Adjusted EPS $1.48, up 8.8%; adjusted EBITDA margin expanded 193 bps to 41.7%
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Caroline Tsai stepping down as Chief Legal & Corporate Affairs Officer effective July 1, 2026
- Expected senior-advisor transition through September 1, 2026, supporting orderly handover
Item 5.07: Submission of Matters to a Vote of Security Holders
- All nine director nominees elected, with Gary L. Lauer receiving the highest opposition at 23.9M votes against
- Executive compensation approved, but opposition remained material at 125.4M votes against versus 301.7M for
AI summaries of FIS 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FIS
Don't miss the next FIS filing
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Keller Charles H. | A | Aug 21, 2026 | 1,367 | - |
| Keller Charles H. | A | Aug 5, 2026 | 7,106 | - |
| Duet Donald Joseph | A | Aug 5, 2026 | 9,478 | - |
| Goldstein Jeffrey A | Buy | Jul 15, 2026 | 1,386 | $41.39 |
| LAMNECK KENNETH T | A | Jun 15, 2026 | 5,485 | - |
| ANASENES NICOLE | A | Jun 15, 2026 | 5,485 | - |
| Goldstein Jeffrey A | A | Jun 15, 2026 | 8,036 | - |
| Hook Lisa | A | Jun 15, 2026 | 5,485 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $10.1B | $10.7B |
| Gross Profit | - | $3.8B | $3.9B |
| Operating Income | - | $1.7B | $1.7B |
| Net Income | - | $1.4B | $382.0M |
| Gross Margin | - | 37.6% | 36.9% |
| Op. Margin | - | 16.9% | 16.3% |
| Net Margin | - | 14.3% | 3.6% |
| Balance Sheet | |||
| Total Assets | $55.1B | $33.8B | $33.5B |
| Equity | - | $15.7B | $13.9B |
| ROE | - | 9.2% | 2.7% |
| Per Share | |||
| EPS | - | $2.61 | $0.73 |
| Cash Flow | |||
| Operating CF | - | $2.2B | $2.6B |
| CapEx | $142.0M | $97.0M | $154.0M |
Source: XBRL data in Fidelity National Information Services (FIS)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate FIS share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 40 | $8.64B |
| Q1 2026 | 41 | $11.49B |
| Q4 2025 | 41 | $16.79B |
| Q3 2025 | 41 | $19.85B |
| Q2 2025 | 39 | $21.38B |
| Q1 2025 | 35 | $14.89B |
| Q4 2024 | 31 | $10.77B |
| Q3 2024 | 27 | $5.23B |
- Bank of America Corp+2.62M (+117%)
- AQR Capital Management+1.92M (+34%)
- FMR LLC (Fidelity)+1.07M (+36%)
- State Street Corp+524.8K (+2%)
- Franklin Resources+306.6K (+30%)
- BlackRock−12.51M (-22%)
- JPMorgan Chase & Co−11.13M (-30%)
- Citadel Advisors LLC−1.19M (-34%)
- Dimensional Fund Advisors−1.15M (-19%)
- Millennium Management−1.02M (-95%)
- Two Sigma Investments+125.4K
- Blackstone Group−116.8K
- Allstate−65.5K
Source: 13F-HR filings on SEC EDGAR (aggregated from 295 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
FIS filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 25, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 16, 2026 | - | - | - |
| 8-K | Jun 18, 2026 | - | Analysis | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 8-K | Jun 12, 2026 | - | Analysis | - |
| 8-K | May 8, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| SC 13G | Apr 29, 2026 | - | - | |
| 4 | Apr 17, 2026 | - | - | - |
| 8-K | Apr 3, 2026 | - | Analysis | - |
| 4 | Mar 30, 2026 | - | - | - |
| 4 | Mar 30, 2026 | - | - | - |
| 8-K | Mar 20, 2026 | - | - | - |
| 8-K | Mar 10, 2026 | - | Analysis | - |
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FIS SEC filings: frequently asked questions
Are FIS insiders buying or selling?
In the last 90 days, Fidelity National Information Services (FIS) officers, directors and 10% owners reported 1 open-market purchase worth $57,367 by 1 insider and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold FIS stock?
As of June 30, 2026, the largest Fidelity National Information Services (FIS) holders among the 13F filers tracked by SignalX were BlackRock ($1.7 billion), Vanguard Capital Management LLC ($1.3 billion), JPMorgan Chase & Co ($1.0 billion), State Street Corp ($1.0 billion), Vanguard Portfolio Management LLC ($941.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was FIS's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Fidelity National Information Services (FIS) reported revenue of $10.7 billion (up 5.4% from FY2024) and net income of $382.0 million. Diluted EPS was $0.73. The figures come from the XBRL data in the 10-K.
What are the main risks in FIS's latest 10-K?
In the 10-K filed February 24, 2026, Fidelity National Information Services (FIS) flagged: DORA designation as Critical Third-Party Provider subjects FIS to new EU regulatory oversight, with E.U. AI Act compliance deadlines phased Aug 2025–2027. International ops ~23% of 2025 revenue exposed to FX and geopolitical risk; BRICS nations actively targeting Western payment infrastructure via cyberattacks. (AI summary of the Risk Factors section.)
What did FIS report in its latest 8-K?
Fidelity National Information Services (FIS) filed an 8-K on August 4, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Q2 and first-half 2026 results announced for periods ended June 30, 2026.
What are the latest FIS SEC filings?
Fidelity National Information Services (FIS) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on August 4, 2026 and a Form 4 insider filing on August 25, 2026.
What is FIS's SEC CIK number?
Fidelity National Information Services (FIS)'s SEC Central Index Key (CIK) is 1136893. EDGAR lists every FIS filing under that number.
Ask anything about FIS
The research agent reads FIS's filings, financials, insider trades and 13F holders, then answers with sources.