FIS Fidelity National Information Services

company

SEC Filings & Insider Trading Activity 2026

Management Discussion & Analysis

• • Revenue $10,677M in 2025, up $550M (~5%) YoY; Banking +6% to $7,285M, Capital Markets +7% to $3,196M
• • Operating margin not explicitly stated as %; Banking Adjusted EBITDA margin 43.4% vs 44.0%; Capital Markets margin 51.8% vs 51.0%
• • Best segment: Capital Markets, margin 51.8% (+80bps); worst: Corporate & Other, Adjusted EBITDA –$491M, revenue down 23%
• • Operating cash flow $2,608M (+$433M YoY); capex $989M; share buybacks ~$1.3B (18M shares); $1.8B remaining under $3B 2024 repurchase program; quarterly dividend $0.44/share
• • ~$7.7B new debt from Issuer Solutions Acquisition will increase 2026 interest expense; buybacks paused; management targeting deleveraging back to target leverage ratio; $2.2B pre-tax gain expected Q1 2026 from Worldpay minority interest sale

Risk Factors

• • DORA designation as Critical Third-Party Provider subjects FIS to new EU regulatory oversight, with E.U. AI Act compliance deadlines phased Aug 2025–2027
• • International ops ~23% of 2025 revenue exposed to FX and geopolitical risk; BRICS nations actively targeting Western payment infrastructure via cyberattacks
• • Total debt ~$13.1B pre-acquisition, then ~$7.7B additional debt incurred Jan 2026 for Issuer Solutions deal, sharply increasing leverage and debt service burden
• • Banking sector consolidation reduces client base; larger surviving institutions gain negotiating leverage to demand price cuts or insource FIS services
• • Goodwill $17.8B (53% of total assets) vulnerable to impairment if prolonged economic downturn hits bank spending or consumer behavior

Business Overview

• • Core model: Financial technology platform serving banks, capital markets firms, and businesses across payments, core banking, and capital markets software via multi-year recurring contracts
• • Major M&A pivot: Acquired Global Payments' Issuer Solutions business for ~$7.7B (new debt-funded); simultaneously sold remaining 45% Worldpay stake to Global Payments, closing January 9, 2026
• • Strategic transformation: Shift to functional operating model + platform company model; embedding AI (including agentic capabilities) across solutions; Merchant Solutions segment eliminated post Worldpay divestiture
• • Revenue grew to $10.68B in FY2025 vs $10.13B in FY2024; Banking segment $7.29B, Capital Markets $3.20B, both up YoY
• • Designated by EU's European Supervisory Authorities as Critical Third-Party Provider under DORA (November 2025), placing FIS under direct ESA supervision across EU financial sector operations

What are the latest FIS SEC filings in 2026?

Fidelity National Information Services (FIS) has filed a 10-K annual report on February 24, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on August 4, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did FIS file its most recent 10-K annual report?

Fidelity National Information Services (FIS) filed its most recent 10-K annual report on February 24, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view FIS 10-Q quarterly reports?

Fidelity National Information Services (FIS)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every FIS 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has FIS filed recently?

Fidelity National Information Services (FIS)'s most recent 8-K was filed on August 4, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find FIS insider trading activity (Form 4)?

SignalX aggregates every FIS Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does FIS file with the SEC?

Fidelity National Information Services (FIS) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new FIS filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Fidelity National Information Services (FIS).

What is FIS's SEC CIK number?

Fidelity National Information Services (FIS)'s SEC CIK (Central Index Key) number is 1136893. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1136893 to look up all FIS filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find FIS return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Fidelity National Information Services (FIS) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.