Fidelity National Information Services (FIS) Q3 2025 10-Q Quarterly Report
Filed: Nov 5, 2025Period ending Sep 30, 2025
Information Technology
Services-Business Services, NECSEC EDGAR Fidelity National Information Services (FIS) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 5, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Fidelity National Information Services Q3 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue $2,717M Q3 2025 vs $2,570M Q3 2024, +5.7% YoY; 9M revenue $7,865M vs $7,528M, +4.4% YoY driven by Banking and Capital Markets segments
- • Operating margin 21.5% Q3 2025 vs 21.1% Q3 2024; 9M margin 15.4% vs 16.1% YoY, slight 70 bps YoY margin decrease due to higher indirect costs
- • Best segment Capital Market Solutions: revenue +7% YoY Q3, Adjusted EBITDA margin 50.5% vs 49.9% YoY; worst Corporate and Other: revenue down 34% Q3, Adjusted EBITDA down $21M
- • Cash and equivalents $571M, liquidity $2.9B including $2.4B credit line; operating cash flow $1,850M 9M 2025, up $457M YoY from better working capital
- • Pending $13.5B Issuer Solutions acquisition to close Q1 2026 funded by $8B new debt; management anticipates continued dividend growth but defers acquisitions post-close to focus on deleveraging
Risk Factors
- • No material changes in risk factors since 2024 10-K
- • Continued exposure to cybersecurity threats and data breaches
- • Market competition risks including technology innovation pace and client retention
- • Regulatory compliance risks relating to changing financial services laws and standards
- • Credit and liquidity risk from ongoing funding and capital management requirements
Fidelity National Information Services Q3 2025 Quarterly FinancialsXBRL
Revenue
$2.7B
▲ +5.7% YoY▲ +3.9% QoQ
Net Income
$265M
▲ +31.8% YoY▲ +156.4% QoQ
Gross Margin
37.8%
▲ +42bp YoY▲ +144bp QoQ
Operating Margin
16.8%
▼ -169bp YoY▲ +122bp QoQ
Net Margin
9.8%
▲ +194bp YoY▲ +2772bp QoQ
ROE
1.9%
Total Assets
$33.0B
EPS (Diluted)
$0.51
▲ +37.8% YoY▲ +156.7% QoQ
Operating Cash Flow
$1.0B
▲ +57.7% YoY▲ +164.7% QoQ
Source: XBRL data from Fidelity National Information Services Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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