Short answer
Fidelity National Information Services (FIS) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $2.7B (up 5.7% year over year) with net income of $265M.
Q3 2025 key financials · XBRL
- Revenue
- $2.7B
- +5.7% YoY · +3.9% QoQ
- Net income
- $265M
- +31.8% YoY · +156.4% QoQ
- Operating margin
- 16.8%
- Gross margin
- 37.8%
- EPS (diluted)
- $0.51
- +37.8% YoY · +156.7% QoQ
Source: XBRL data from the Fidelity National Information Services (FIS) Q3 2025 10-Q on SEC EDGAR. USD.
Fidelity National Information Services Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $2,717M Q3 2025 vs $2,570M Q3 2024, +5.7% YoY; 9M revenue $7,865M vs $7,528M, +4.4% YoY driven by Banking and Capital Markets segments
- Operating margin 21.5% Q3 2025 vs 21.1% Q3 2024; 9M margin 15.4% vs 16.1% YoY, slight 70 bps YoY margin decrease due to higher indirect costs
- Best segment Capital Market Solutions: revenue +7% YoY Q3, Adjusted EBITDA margin 50.5% vs 49.9% YoY; worst Corporate and Other: revenue down 34% Q3, Adjusted EBITDA down $21M
- Cash and equivalents $571M, liquidity $2.9B including $2.4B credit line; operating cash flow $1,850M 9M 2025, up $457M YoY from better working capital
- Pending $13.5B Issuer Solutions acquisition to close Q1 2026 funded by $8B new debt; management anticipates continued dividend growth but defers acquisitions post-close to focus on deleveraging
Risk Factors
- No material changes in risk factors since 2024 10-K
- Continued exposure to cybersecurity threats and data breaches
- Market competition risks including technology innovation pace and client retention
- Regulatory compliance risks relating to changing financial services laws and standards
- Credit and liquidity risk from ongoing funding and capital management requirements
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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