FISV at a glance
Fiserv (FISV, SEC CIK 798354) filed its latest 10-K annual report on February 19, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 22, 2026 and Form 4 insider filings as recently as October 1, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Fiserv (FISV) reported revenue of $21.2 billion (up 3.6% from FY2024) and net income of $3.5 billion. Diluted EPS was $6.34.
- As of June 30, 2026, 43 institutional investment managers tracked by SignalX reported holding Fiserv (FISV) shares worth $9.0 billion in 13F-HR filings.
- In the last 90 days, FISV insiders reported 1 open-market purchase ($520K) and 0 open-market sales ($0) on Form 4, a net purchase of $520K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $21.2B
- +3.6% vs prior year
- Insiders · 90 days
- 1 buy · 0 sells
- Net +$520K
- 13F holders
- 43 funds
- $9.0B · −2 vs prior quarter
- Latest 8-K
- Sep 22, 2026
- Item 5.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Global provider of payments and financial services technology for merchants, banks, and institutions
- New emphasis: Launch of FIUSD stablecoin embedded in banking and payments ecosystem for digital asset services
- Strategic shift: Expansion of Clover POS platform into new industries and international markets including Australia, Singapore, Brazil, Mexico, Belgium, Spain, Japan
- Quantitative highlight: Revenue $21.2B in 2025, up from $20.5B in 2024; 16% revenue from international markets vs 15% prior year
- Noteworthy fact: Project Elevate business transformation initiative leveraging AI for operational excellence and fraud mitigation across platforms
Risk Factors
- Regulatory risk from U.S. and international AI laws potentially limiting AI use and exposing to enforcement under “high risk” AI regulations
- Geopolitical risk from international operations exposed to political instability, terrorism, war, and economic volatility in emerging markets
- Supply chain risk from reliance on third parties for POS devices, chips, paper stock, and hosting, vulnerable to factory shutdowns and shipping delays
- Competitive risk from large tech firms and startups incorporating AI faster, threatening market share in financial services technology
- Financial risk from client concentration and banking consolidations reducing client base, increasing dependency on fewer, larger clients
Management Discussion & Analysis
- Revenue $7.98B, up 7.9% YoY from $7.40B in 2024 driven by Merchant and Financial segment growth
- Operating margin 22.4% vs 21.5% in prior year reflecting efficiency improvements and AI integration
- Best performing segment: Merchant segment revenue $4.52B, up 9.6% YoY; worst performing segment: Financial segment revenue $3.46B, up 5.8% YoY
- Operating cash flow $1.7B, capital expenditures $320M, share repurchases $200M, dividends $410M
- Management outlook focused on AI-enabled operational excellence, disciplined capital allocation, and growth via strategic acquisitions; risk from global macroeconomic, currency volatility, and regulatory environment
AI summary of the FISV 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $5,292M, down $224M or 4% YoY
- Operating margin 19.2% vs 30.7%; net income $630M vs $1,030M
- Product revenue worst-performing line at $1,000M, down $212M or 17% YoY
- Gain on early debt extinguishment $154M in Q2 2026 versus none YoY
- Headwinds: inflation, rising fuel prices, tariffs, foreign exchange, weaker consumer spending and geopolitical conditions
AI summary of the FISV 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Adam L. Rosman resigning as Chief Administrative Officer and Chief Legal Officer effective September 30, 2026
- General Counsel and Secretary Eric C. Nelson becoming Chief Legal Officer October 1, 2026
Item 2.02: Results of Operations and Financial Condition
- Filing contains only cover-page, signature, and filing-date information
- No fiscal 2026 operating results or financial metrics included in the provided Item 2.02 text
Item 7.01: Regulation FD Disclosure
- Interim leadership of Financial Solutions effective July 7, 2026
- Andrew Gelb and Srini Krish appointed as co-leaders
Item 5.02: Departure/Appointment of Directors or Principal Officers
- President Dhivya Suryadevara resigned for “good reason,” effective July 7, 2026
- Continued non-executive employment through July 31, 2026, supporting orderly leadership transition
AI summaries of FISV 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FISV
Don't miss the next FISV filing
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- Fund moves. Which tracked funds opened, added or cut FISV, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Gopal Ajei | A | Sep 30, 2026 | 831 | $45.18 |
| Nixon Gordon M. | A | Sep 30, 2026 | 1,107 | $45.18 |
| DE CASTRO HENRIQUE | A | Sep 30, 2026 | 720 | $45.18 |
| Yarkoni Charlotte | A | Sep 30, 2026 | 748 | $45.18 |
| DiSimone Harry | A | Sep 30, 2026 | 775 | $45.18 |
| Dufetel Celine S | A | Sep 30, 2026 | 775 | $45.18 |
| Mamilli Wafaa | A | Sep 30, 2026 | 858 | $45.18 |
| Shedlin Gary | A | Sep 30, 2026 | 886 | $45.18 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $20.5B | $21.2B |
| Operating Income | - | $5.9B | $5.8B |
| Net Income | $3.1B | $3.1B | $3.5B |
| Op. Margin | - | 28.7% | 27.5% |
| Net Margin | - | 15.3% | 16.4% |
| Balance Sheet | |||
| Total Assets | $90.9B | $77.2B | $80.1B |
| Equity | - | $27.1B | $25.8B |
| ROE | - | 11.6% | 13.5% |
| Per Share | |||
| EPS | $4.98 | $5.38 | $6.34 |
| Cash Flow | |||
| Operating CF | - | $6.6B | $6.1B |
| CapEx | $1.4B | $1.6B | $1.8B |
Source: XBRL data in Fiserv (FISV)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate FISV share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 43 | $8.99B |
| Q1 2026 | 45 | $10.16B |
| Q4 2025 | 43 | $13.45B |
| Q3 2025 | 56 | $24.12B |
| Q2 2025 | 53 | $34.65B |
| Q1 2025 | 49 | $33.64B |
| Q4 2024 | 44 | $24.40B |
| Q3 2024 | 38 | $9.99B |
- FMR LLC (Fidelity)+3.77M (+69%)
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- Invesco Ltd+655.7K (+10%)
- Renaissance Technologies LLC+448.5K (+67%)
- AQR Capital Management−1.52M (-53%)
- Morgan Stanley−1.44M (-18%)
- D.E. Shaw & Co−1.42M (-24%)
- Citadel Advisors LLC−498.6K (-68%)
- Dimensional Fund Advisors−497.1K (-18%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 371 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
FISV filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 8-K | Sep 22, 2026 | - | Analysis | - |
| 4 | Sep 18, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 4 | Aug 3, 2026 | - | - | - |
| 8-K | Jul 7, 2026 | - | Analysis | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
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FISV SEC filings: frequently asked questions
Are FISV insiders buying or selling?
In the last 90 days, Fiserv (FISV) officers, directors and 10% owners reported 1 open-market purchase worth $519,500 by 1 insider and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold FISV stock?
As of June 30, 2026, the largest Fiserv (FISV) holders among the 13F filers tracked by SignalX were BlackRock ($2.1 billion), Vanguard Capital Management LLC ($1.6 billion), State Street Corp ($1.2 billion), Vanguard Portfolio Management LLC ($1.0 billion), FMR LLC (Fidelity) ($455.2 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was FISV's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Fiserv (FISV) reported revenue of $21.2 billion (up 3.6% from FY2024) and net income of $3.5 billion. Diluted EPS was $6.34. The figures come from the XBRL data in the 10-K.
What are the main risks in FISV's latest 10-K?
In the 10-K filed February 19, 2026, Fiserv (FISV) flagged: Regulatory risk from U.S. and international AI laws potentially limiting AI use and exposing to enforcement under “high risk” AI regulations. Geopolitical risk from international operations exposed to political instability, terrorism, war, and economic volatility in emerging markets. (AI summary of the Risk Factors section.)
What did FISV report in its latest 8-K?
Fiserv (FISV) filed an 8-K on September 22, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Adam L. Rosman resigning as Chief Administrative Officer and Chief Legal Officer effective September 30, 2026.
What are the latest FISV SEC filings?
Fiserv (FISV) filed its latest 10-K annual report on February 19, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 22, 2026 and a Form 4 insider filing on October 1, 2026.
What is FISV's SEC CIK number?
Fiserv (FISV)'s SEC Central Index Key (CIK) is 798354. EDGAR lists every FISV filing under that number.
Ask anything about FISV
The research agent reads FISV's filings, financials, insider trades and 13F holders, then answers with sources.