FISV Fiserv

Q3 2025 10-Q

Filed: Oct 30, 2025Period ending Sep 30, 2025

Information Technology

Services-Business Services, NECSEC EDGAR

Fiserv (FISV) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 30, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

• Total revenue $5.26B for Q3 2025, up $48M (1%) YoY, Merchant segment up 5%, Financial segment down 3%
• Operating margin 27.3% Q3 2025 vs 30.7% Q3 2024, down 340 bps; 9M margin 28.5% vs 27.7% YoY, up 80 bps

+3 more insights

Risk Factors

• Section 'risk_factors' was empty or not found.

Quarterly Financial Summary
XBRL

Revenue

$5.3B

▲ +0.9% YoY▼ -4.6% QoQ

Net Income

$792M

▲ +40.4% YoY▼ -22.8% QoQ

Operating Margin

27.3%

▼ -343bp YoY▼ -346bp QoQ

Net Margin

15.0%

▲ +423bp YoY▼ -355bp QoQ

ROE

3.2%

Total Assets

$79.4B

EPS (Diluted)

$1.47

▲ +50.0% YoY▼ -20.5% QoQ

Operating Cash Flow

$1.8B

▼ -19.3% YoY▲ +8.4% QoQ

Source: XBRL data from Fiserv Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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