RVSB at a glance
RIVERVIEW BANCORP INC (RVSB, SEC CIK 1041368) filed its latest 10-K annual report on June 12, 2026, a 10-Q quarterly report on August 14, 2026, an 8-K current report on September 8, 2026 and Form 4 insider filings as recently as September 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended March 31, 2026 (FY2026), RIVERVIEW BANCORP INC (RVSB) reported revenue of $62.0 million (up 5.2% from FY2025) and a net loss of $4.3 million. Diluted EPS was -$0.21.
- As of June 30, 2026, 20 institutional investment managers tracked by SignalX reported holding RIVERVIEW BANCORP INC (RVSB) shares worth $31.1 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Sherman Nicole on September 17, 2026 of 1,765 shares at $5.69 per share.
- In the last 90 days, RVSB insiders reported 12 open-market purchases ($84K) and 3 open-market sales ($79K) on Form 4, a net purchase of $5K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2026
- $62.0M
- +5.2% vs prior year
- Insiders · 90 days
- 12 buys · 3 sells
- Net +$5K
- 13F holders
- 20 funds
- $31.1M · −1 vs prior quarter
- Latest 8-K
- Sep 8, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Mar 31, 2026
Business Overview
- Core business: Community-focused bank holding company offering commercial, real estate, and consumer lending plus trust and asset management services primarily in Southwest Washington and Northwest Oregon
- Strategic emphasis on digital experience, data analytics, and client service to drive profitable growth and deepen local relationships
- Loan portfolio growth to $1.08B net loans (3.0% YoY), with commercial real estate composing 56.0% of loans and increased nonperforming loans to $7.8M (0.53% assets) due to specific hospitality borrower issue
- Investment portfolio reclassification: shifted entire held-to-maturity securities to available-for-sale in Q4 2026 as part of balance sheet repositioning
- Employee base steady at 243 FTEs; new CEO Nicole Sherman appointed July 2024, bringing 30+ years banking leadership and merger experience
Management Discussion & Analysis
- Revenue: Interest and dividend income $62.0M in 2026, up $3.0M YoY from $59.0M in 2025; net interest income $40.3M, up $4.0M or 11.0% YoY
- Profitability: Net loss of $4.3M in 2026 vs net income $4.9M in 2025; net interest margin improved to 2.86% from 2.54%; efficiency ratio worsened to 110.63% from 87.47%
- Segment performance: Commercial and construction loans 88.6% of loans with $19.4M increase in CRE loans; nonperforming loans rose to 0.71% of total loans from 0.01%
- Capital allocation: Repurchased 514,009 shares for $2.7M; paid $1.7M dividends; capex expected at ~$2.2M in 2027; FHLB advances down $60.3M to $16.1M
- Outlook and risks: Management expects sufficient liquidity; focused on core deposit growth, loan portfolio expansion; key risks include credit losses and goodwill impairment if adverse conditions occur
Risk Factors
- Regulatory risk: FDIC, Federal Reserve, OCC scrutiny on commercial real estate concentration at 350% of risk-based capital at 3/31/26
- Macroeconomic risk: Loan portfolio concentrated in southwest Washington/northwest Oregon, sensitive to tariffs and inflation impacting borrowers’ credit quality
- Operational risk: Construction and land loans $33.2M (3.0% of portfolio) exposed to cost overruns and liquidations amid volatile real estate market
- Market disruption risk: Competition pressure from larger banks and industry consolidation could reduce margins and loan/deposit growth
- Financial risk: High concentration of commercial real estate loans with balloon payments heightens refinancing risk amid elevated interest rates
AI summary of the RVSB 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Loans receivable $1.08B at June 30, 2026, unchanged from March 31, 2026
- Core branch deposits increased $5.7M quarter-over-quarter, representing 98.3% of total deposits
- Cash and equivalents declined to $102.2M from $116.9M, primarily funding investment securities purchases
- Investment securities increased to $175.9M from $154.8M, including $24.8M of purchases
- Assets under management increased to $952.2M from $908.1M, supporting fee-income diversification
Risk Factors
- Risk Factors section not provided; no new or changed risks identifiable
- Share repurchases exhausted $4.0 million authorization during quarter ended June 30, 2026
- Repurchased 308,806 shares at average $5.57 per share
- No director or officer adopted or terminated Rule 10b5-1 arrangements during the quarter
AI summary of the RVSB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- Exhibit 99.1 referenced as accompanying material for Riverview Bancorp’s fiscal 2026 8-K
- No substantive financial or operational information visible in the provided exhibit text
Item 7.01: Regulation FD Disclosure
- Report signed September 8, 2026 by David Lam, Chief Financial Officer
Item EX-99.1: Item EX-99.1
- Exhibit 99.1 included with Riverview Bancorp’s fiscal 2026 8-K
- Filing text contains no substantive financial or operational disclosure beyond the exhibit designation
Item 7.01: Regulation FD Disclosure
- Investor Materials furnished under Regulation FD, likely containing information relevant to market participants
- Exhibit 99.1 dated September 4, 2026; investors should review the materials for substantive disclosures
Item 5.03: Amendments to Articles of Incorporation or Bylaws
- Board size reduced from 10 to 9 directors following Director Carlson’s retirement
- Amendments apply to both Riverview Bancorp and Riverview Bank bylaws
Item 5.07: Submission of Matters to a Vote of Security Holders
- Shareholders elected four directors, including Wills and Hoff to three-year terms and Girod and Zamanizadeh to one-year terms
- Wills and Hoff faced notable withholding, receiving 68.64% and 66.77% support respectively
Item 7.01: Regulation FD Disclosure
- Updated investor materials presented at RVSB’s Annual Meeting of Stockholders
- Exhibit 99.1 contains the substantive presentation and may inform shareholder voting or governance views
AI summaries of RVSB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for RVSB
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Antich Breanne D | F | Sep 24, 2026 | 66 | $45.10 |
| Antich Breanne D | F | Sep 23, 2026 | 97 | $44.82 |
| Sherman Nicole | Buy | Sep 17, 2026 | 1,765 | $5.69 |
| Lightheart Charmaine | Buy | Sep 17, 2026 | 100 | $5.68 |
| Graham Stacey | Buy | Sep 16, 2026 | 1,750 | $5.70 |
| Wills Bessie Ross | Buy | Sep 15, 2026 | 2,000 | $5.58 |
| Zamanizadeh Kourosh Nasser | Buy | Sep 14, 2026 | 1,800 | $5.36 |
| Zamanizadeh Kourosh Nasser | Buy | Sep 14, 2026 | 1,800 | $5.39 |
Financial SummaryXBRL
| Metric | FY2024 | FY2025 | FY2026 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $56.6M | $59.0M | $62.0M | |
| Net Income | $3.8M | $4.9M | -$4.3M | |
| Net Margin | 6.7% | 8.3% | -7.0% | |
| Balance Sheet | ||||
| Total Assets | $1.5B | $1.5B | $1.5B | |
| Equity | $155.6M | $160.0M | $145.6M | |
| ROE | 2.4% | 3.1% | -3.0% | |
| Per Share | ||||
| EPS | $0.18 | $0.23 | $-0.21 | |
| Cash Flow | ||||
| Operating CF | $12.8M | $8.3M | $12.0M | |
Source: XBRL data in RIVERVIEW BANCORP INC (RVSB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate RVSB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 20 | $31.1M |
| Q1 2026 | 21 | $38.2M |
| Q4 2025 | 21 | $34.6M |
| Q3 2025 | 22 | $37.5M |
| Q2 2025 | 20 | $38.1M |
| Q1 2025 | 10 | $20.8M |
| Q4 2024 | 7 | $20.2M |
| Q3 2024 | 5 | $11.7M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 126 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
RVSB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 17, 2026 | - | - | - |
| 4 | Sep 17, 2026 | - | - | - |
| 4 | Sep 17, 2026 | - | - | - |
| 4 | Sep 17, 2026 | - | - | - |
| 4 | Sep 15, 2026 | - | - | - |
| 8-K | Sep 8, 2026 | - | Analysis | - |
| 8-K | Sep 4, 2026 | - | Analysis | - |
| 8-K | Sep 2, 2026 | - | Analysis | - |
| 8-K | Aug 27, 2026 | - | Analysis | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 10-Q | Aug 14, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 13, 2026 | - | - | - |
| 8-K | Aug 10, 2026 | - | Analysis | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 8-K | Jul 29, 2026 | - | Analysis | - |
| 4 | Jul 24, 2026 | - | - | - |
| 10-K | Jun 12, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Jun 2, 2026 | - | - | |
| 4 | May 11, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 7, 2026 | - | - |
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RVSB SEC filings: frequently asked questions
Are RVSB insiders buying or selling?
In the last 90 days, RIVERVIEW BANCORP INC (RVSB) officers, directors and 10% owners reported 12 open-market purchases worth $83,617 by 9 insiders and 3 open-market sales worth $79,050 by 1 insider on Form 4, a net purchase of $4,567. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold RVSB stock?
As of June 30, 2026, the largest RIVERVIEW BANCORP INC (RVSB) holders among the 13F filers tracked by SignalX were Dimensional Fund Advisors ($7.3 million), BlackRock ($7.0 million), Vanguard Capital Management LLC ($4.8 million), Ameriprise Financial ($4.8 million), Renaissance Technologies LLC ($1.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was RVSB's revenue in fiscal year 2026?
For the fiscal year ended March 31, 2026 (FY2026), RIVERVIEW BANCORP INC (RVSB) reported revenue of $62.0 million (up 5.2% from FY2025) and a net loss of $4.3 million. Diluted EPS was -$0.21. The figures come from the XBRL data in the 10-K.
What are the main risks in RVSB's latest 10-K?
In the 10-K filed June 12, 2026, RIVERVIEW BANCORP INC (RVSB) flagged: Regulatory risk: FDIC, Federal Reserve, OCC scrutiny on commercial real estate concentration at 350% of risk-based capital at 3/31/26. Macroeconomic risk: Loan portfolio concentrated in southwest Washington/northwest Oregon, sensitive to tariffs and inflation impacting borrowers’ credit quality. (AI summary of the Risk Factors section.)
What did RVSB report in its latest 8-K?
RIVERVIEW BANCORP INC (RVSB) filed an 8-K on September 8, 2026 reporting Item 7.01 (Regulation FD Disclosure). Exhibit 99.1 referenced as accompanying material for Riverview Bancorp’s fiscal 2026 8-K.
What are the latest RVSB SEC filings?
RIVERVIEW BANCORP INC (RVSB) filed its latest 10-K annual report on June 12, 2026, a 10-Q quarterly report on August 14, 2026, an 8-K current report on September 8, 2026 and a Form 4 insider filing on September 25, 2026.
What is RVSB's SEC CIK number?
RIVERVIEW BANCORP INC (RVSB)'s SEC Central Index Key (CIK) is 1041368. EDGAR lists every RVSB filing under that number.
Ask anything about RVSB
The research agent reads RVSB's filings, financials, insider trades and 13F holders, then answers with sources.