RVSB RIVERVIEW BANCORP INC
FY2025 10-K
RIVERVIEW BANCORP INC (RVSB) filed its fiscal year 2025 10-K annual report with the SEC on Jun 12, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model focused on consumer and commercial short-term loans matched with retail deposits
- • Emphasis on managing interest rate risk via loan portfolio with periodic rate adjustments
Management Discussion & Analysis
- • Revenue details and YoY change not disclosed in section provided
- • No profitability or margin % figures disclosed in section provided
Risk Factors
- • Credit loss reserve risk due to potential insufficiency of allowance for credit losses (ACL) impacting earnings through future additions or charge-offs
- • Fair value measurement uncertainty for Level 3 loans with significant unobservable inputs and no active market, increasing valuation risk
Financial SummaryXBRL
Revenue
$59M
Net Income
$5M
Net Margin
8.3%
ROE
3.1%
Total Assets
$1.5B
EPS (Diluted)
$0.23
Operating Cash Flow
$8M
Source: XBRL data from RIVERVIEW BANCORP INC FY2025 10-K filing on SEC EDGAR. All figures in USD.
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