QCRH QCR HOLDINGS INC

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Community banking with diversified loan, deposit, and funding services primarily through subsidiary banks
• • New securitization of $200.3 million held-to-maturity municipal securities via Class A/B certificates in August 2025, treated as secured borrowing
• • Strategic emphasis on reducing higher-cost wholesale funding reliance, including FHLB advances and brokered deposits, to lower interest expense
• • Stockholders’ equity increased to $1.11 billion in 2025 from $997 million in 2024; $21.6 million of common stock repurchased under new 1.7 million share repurchase program
• • Noteworthy capital projects include $66.5 million new corporate HQ and branch in Bettendorf initiated in 2025 with $55.9 million still committed for 2026-2027 completion

Risk Factors

• • Risk of regulatory changes from FASB, SEC, PCAOB impacting accounting policies and practices
• • Exposure to macroeconomic instability from Russian invasion of Ukraine and Middle East conflicts
• • Dependence on third-party vendors for IT systems vulnerable to sophisticated AI-driven cybersecurity attacks
• • Competitive threat from fintech companies and digital asset service providers gaining market share
• • Concentration risk from large deposits exceeding FDIC insurance limits risking sudden withdrawals

Management Discussion & Analysis

• • Revenue: Net interest income $255.2M up 10.1% YoY (+$23.4M); noninterest income $114.3M down 1.0% YoY (-$1.2M)
• • Profitability: Net income $127.2M vs $113.9M YoY; diluted EPS $7.49 vs $6.71; operating margin data not explicitly provided
• • Segment performance: Capital markets revenue $64.7M strong but declined vs prior period due to swap fees; core deposit growth 7%, loan growth 12% excluding certain loan sales
• • Cash flow/capex: No specific buyback, dividend, or capex figures disclosed in excerpt
• • Forward outlook: Management notes macroeconomic uncertainty affects capital markets revenue but expects continued strong fee income from affordable housing markets

What are the latest QCRH SEC filings in 2026?

QCR HOLDINGS INC (QCRH) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 22, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did QCRH file its most recent 10-K annual report?

QCR HOLDINGS INC (QCRH) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view QCRH 10-Q quarterly reports?

QCR HOLDINGS INC (QCRH)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every QCRH 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has QCRH filed recently?

QCR HOLDINGS INC (QCRH)'s most recent 8-K was filed on July 22, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find QCRH insider trading activity (Form 4)?

SignalX aggregates every QCRH Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does QCRH file with the SEC?

QCR HOLDINGS INC (QCRH) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new QCRH filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for QCR HOLDINGS INC (QCRH).

What is QCRH's SEC CIK number?

QCR HOLDINGS INC (QCRH)'s SEC CIK (Central Index Key) number is 906465. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 906465 to look up all QCRH filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find QCRH return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from QCR HOLDINGS INC (QCRH) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.