QCRH at a glance
QCR HOLDINGS INC (QCRH, SEC CIK 906465) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 24, 2026 and Form 4 insider filings as recently as August 5, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), QCR HOLDINGS INC (QCRH) reported revenue of $489.4 million (up 1.6% from FY2024) and net income of $127.2 million. Diluted EPS was $7.49.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding QCR HOLDINGS INC (QCRH) shares worth $627.6 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Ekizian Laura L on June 9, 2026 of 750 shares at $94.96 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $489.4M
- +1.6% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 29 funds
- $627.6M · +1 vs prior quarter
- Latest 8-K
- Aug 24, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Community banking with diversified loan, deposit, and funding services primarily through subsidiary banks
- New securitization of $200.3 million held-to-maturity municipal securities via Class A/B certificates in August 2025, treated as secured borrowing
- Strategic emphasis on reducing higher-cost wholesale funding reliance, including FHLB advances and brokered deposits, to lower interest expense
- Stockholders’ equity increased to $1.11 billion in 2025 from $997 million in 2024; $21.6 million of common stock repurchased under new 1.7 million share repurchase program
- Noteworthy capital projects include $66.5 million new corporate HQ and branch in Bettendorf initiated in 2025 with $55.9 million still committed for 2026-2027 completion
Risk Factors
- Risk of regulatory changes from FASB, SEC, PCAOB impacting accounting policies and practices
- Exposure to macroeconomic instability from Russian invasion of Ukraine and Middle East conflicts
- Dependence on third-party vendors for IT systems vulnerable to sophisticated AI-driven cybersecurity attacks
- Competitive threat from fintech companies and digital asset service providers gaining market share
- Concentration risk from large deposits exceeding FDIC insurance limits risking sudden withdrawals
Management Discussion & Analysis
- Revenue: Net interest income $255.2M up 10.1% YoY (+$23.4M); noninterest income $114.3M down 1.0% YoY (-$1.2M)
- Profitability: Net income $127.2M vs $113.9M YoY; diluted EPS $7.49 vs $6.71; operating margin data not explicitly provided
- Segment performance: Capital markets revenue $64.7M strong but declined vs prior period due to swap fees; core deposit growth 7%, loan growth 12% excluding certain loan sales
- Cash flow/capex: No specific buyback, dividend, or capex figures disclosed in excerpt
- Forward outlook: Management notes macroeconomic uncertainty affects capital markets revenue but expects continued strong fee income from affordable housing markets
AI summary of the QCRH 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Share repurchase authorization: up to 1,700,000 shares, approximately 10% of outstanding shares
- Fiscal 2026 repurchases: 396,745 shares through March, average prices $83.68–$90.28
- Fiscal 2026 repurchases: 149,639 shares during April–June, average prices $89.72–$90.99
- Remaining repurchase authorization: 1,153,616 shares at June 30, 2026
AI summary of the QCRH 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Quarterly cash dividend of $0.15 per common share declared
- October 5, 2026 payment date for shareholders of record September 18, 2026
Item 2.02: Results of Operations and Financial Condition
- QCR Holdings reported financial results for the quarter ended June 30, 2026
- Detailed operating results are contained in Exhibit 99.1, the company’s July 22, 2026 press release
Item EX-99.1: Item EX-99.1
- Q2 net income $36.3M and diluted EPS $2.19, up 28% year-over-year, signaling strong earnings momentum
- ROAA 1.51% and efficiency ratio 54.6%, with 310-basis-point operating leverage improvement
Item 7.01: Regulation FD Disclosure
- QCR Holdings posted an investor presentation on July 22, 2026 under Regulation FD
- Presentation available at qcrh.com and filed as Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Investor presentation highlights $9.5B assets, $7.7B wealth-management AUM, ~1,000 employees, and 35 locations across 3 states
- Q2 2026 noninterest income represented 30% of revenue, totaling $29M, supporting earnings diversification beyond lending
AI summaries of QCRH 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for QCRH
Don't miss the next QCRH filing
- Alerts as it files. A push when QCRH files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut QCRH, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Winter Reba K | A | Aug 3, 2026 | 1,160 | - |
| Winter Reba K | M | Aug 1, 2026 | 340 | - |
| Winter Reba K | M | Aug 1, 2026 | 302 | $70.01 |
| Winter Reba K | M | Aug 1, 2026 | 426 | - |
| Winter Reba K | M | Aug 1, 2026 | 483 | - |
| Winter Reba K | M | Aug 1, 2026 | 310 | $58.65 |
| Winter Reba K | M | Aug 1, 2026 | 246 | $73.49 |
| Winter Reba K | M | Aug 1, 2026 | 419 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $413.4M | $481.9M | $489.4M |
| Net Income | $113.6M | $113.8M | $127.2M |
| Net Margin | 27.5% | 23.6% | 26.0% |
| Balance Sheet | |||
| Total Assets | $8.5B | $9.0B | $9.6B |
| Equity | $886.6M | $997.4M | $1.1B |
| ROE | 12.8% | 11.4% | 11.4% |
| Per Share | |||
| EPS | - | $6.71 | $7.49 |
| Cash Flow | |||
| Operating CF | $376.3M | $444.5M | $421.5M |
| CapEx | $14.9M | $44.5M | $67.4M |
Source: XBRL data in QCR HOLDINGS INC (QCRH)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate QCRH share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $627.6M |
| Q1 2026 | 28 | $514.6M |
| Q4 2025 | 25 | $534.1M |
| Q3 2025 | 26 | $514.9M |
| Q2 2025 | 27 | $467.4M |
| Q1 2025 | 24 | $376.5M |
| Q4 2024 | 20 | $373.7M |
| Q3 2024 | 17 | $179.2M |
- BlackRock+113.0K (+8%)
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- State Street Corp+52.2K (+10%)
- Two Sigma Investments+50.3K (+77%)
- Millennium Management+41.9K (+161%)
- Renaissance Technologies LLC−20.0K (-10%)
- Morgan Stanley−14.5K (-19%)
- Dimensional Fund Advisors−12.2K (-1%)
- JPMorgan Chase & Co−4.8K (-2%)
- D.E. Shaw & Co−1.2K (-6%)
- Truist Financial+3.5K
Source: 13F-HR filings on SEC EDGAR (aggregated from 196 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
QCRH filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 24, 2026 | - | Analysis | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 4 | Jun 10, 2026 | - | - | |
| 4 | Jun 10, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 8-K | May 26, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 24, 2026 | - | - | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 4 | Apr 8, 2026 | - | - | - |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
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QCRH SEC filings: frequently asked questions
Which institutions hold QCRH stock?
As of June 30, 2026, the largest QCR HOLDINGS INC (QCRH) holders among the 13F filers tracked by SignalX were BlackRock ($145.5 million), Dimensional Fund Advisors ($92.1 million), FMR LLC (Fidelity) ($89.2 million), Vanguard Capital Management LLC ($69.2 million), State Street Corp ($55.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was QCRH's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), QCR HOLDINGS INC (QCRH) reported revenue of $489.4 million (up 1.6% from FY2024) and net income of $127.2 million. Diluted EPS was $7.49. The figures come from the XBRL data in the 10-K.
What are the main risks in QCRH's latest 10-K?
In the 10-K filed February 27, 2026, QCR HOLDINGS INC (QCRH) flagged: Risk of regulatory changes from FASB, SEC, PCAOB impacting accounting policies and practices. Exposure to macroeconomic instability from Russian invasion of Ukraine and Middle East conflicts. (AI summary of the Risk Factors section.)
What did QCRH report in its latest 8-K?
QCR HOLDINGS INC (QCRH) filed an 8-K on August 24, 2026 reporting Item 8.01 (Other Events). Quarterly cash dividend of $0.15 per common share declared.
What are the latest QCRH SEC filings?
QCR HOLDINGS INC (QCRH) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 24, 2026 and a Form 4 insider filing on August 5, 2026.
What is QCRH's SEC CIK number?
QCR HOLDINGS INC (QCRH)'s SEC Central Index Key (CIK) is 906465. EDGAR lists every QCRH filing under that number.
Ask anything about QCRH
The research agent reads QCRH's filings, financials, insider trades and 13F holders, then answers with sources.