PNBK at a glance
PATRIOT NATIONAL BANCORP INC (PNBK, SEC CIK 1098146) filed its latest 10-K annual report on March 31, 2026, a 10-Q quarterly report on August 14, 2026, an 8-K current report on September 24, 2026 and Form 4 insider filings as recently as October 2, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), PATRIOT NATIONAL BANCORP INC (PNBK) reported revenue of $47.8 million (down 8.6% from FY2024) and a net loss of $12.7 million. Diluted EPS was -$0.17.
- As of June 30, 2026, 12 institutional investment managers tracked by SignalX reported holding PATRIOT NATIONAL BANCORP INC (PNBK) shares worth $6.6 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by De Tomasi Mario on September 8, 2026 of 63,000 shares at $0.96 per share.
- In the last 90 days, PNBK insiders reported 1 open-market purchase ($60K) and 0 open-market sales ($0) on Form 4, a net purchase of $60K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $47.8M
- −8.6% vs prior year
- Insiders · 90 days
- 1 buy · 0 sells
- Net +$60K
- 13F holders
- 12 funds
- $6.6M · −6 vs prior quarter
- Latest 8-K
- Sep 24, 2026
- Item 1.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly net income $0.1M vs $5.0M net loss YoY
- Net interest margin 3.03% vs 1.85% YoY
- Digital Payments best performer, income $2.6M, up $0.4M YoY
- Cash, equivalents and restricted cash $121.5M vs $207.1M at year-end
- Operating cash use $8.5M vs $4.9M YoY; liquidity redeployed into loans and securities
Risk Factors
- New third-party risk factor triggered by expanded reliance on vendors, program managers, fintech providers, and counterparties
- Regulatory oversight risk from expectations to manage third-party activities as if conducted internally
- Cybersecurity and privacy risk from vendor-reported incidents involving Bank or customer information
- Operational risk from vendor control failures, fraud, cyber incidents, or business interruption
- Litigation and remediation exposure from third-party data incidents despite indemnification and insurance limits
AI summary of the PNBK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 1.01: Entry into a Material Definitive Agreement
- $5.5M gross capital raise through 4,782,608 voting shares at $1.15 each
- $350,000 estimated offering expenses, implying approximately $5.15M in net proceeds
Item 1.01: Entry into a Material Definitive Agreement
- $10.0M subordinated debt issuance strengthens Patriot National Bancorp’s regulatory capital base
- Notes carry 8.5% fixed interest through September 30, 2031, creating substantial funding costs
Item 7.01: Regulation FD Disclosure
- Q2 2026 financial presentation posted August 17, 2026 on Patriot National Bancorp’s Investor Relations website
- Exhibit 99.1 contains the disclosed financial information and is the primary source for investor review
AI summaries of PNBK 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for PNBK
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Sugarman Steven | M | Oct 1, 2026 | 1,147,031 | - |
| Sugarman Steven | M | Oct 1, 2026 | 1,147,031 | - |
| Sugarman Steven | F | Oct 1, 2026 | 583,609 | $1.00 |
| De Tomasi Mario | Buy | Sep 8, 2026 | 63,000 | $0.96 |
| Sugarman Steven | A | Aug 26, 2026 | 28,857 | - |
| Magzanyan Anahit | A | Jul 29, 2026 | 88,496 | - |
| Roth Jonathan Paul | A | Jul 29, 2026 | 66,372 | - |
| De Tomasi Mario | A | Jul 29, 2026 | 88,496 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $59.0M | $52.4M | $47.8M |
| Net Income | -$4.2M | -$39.9M | -$12.7M |
| Net Margin | -7.1% | -76.2% | -26.6% |
| Balance Sheet | |||
| Total Assets | $1.1B | $1.0B | $1.1B |
| Equity | $44.4M | $4.3M | $94.7M |
| ROE | -9.4% | -935.1% | -13.4% |
| Per Share | |||
| EPS | - | $-10.03 | $-0.17 |
| Cash Flow | |||
| Operating CF | -$10.7M | $2.7M | -$14.2M |
| CapEx | $412K | $55K | $172K |
Source: XBRL data in PATRIOT NATIONAL BANCORP INC (PNBK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate PNBK share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 12 | $6.6M |
| Q1 2026 | 18 | $13.9M |
| Q4 2025 | 15 | $13.2M |
| Q3 2025 | 16 | $7.4M |
| Q2 2025 | 14 | $26.7M |
| Q1 2025 | 4 | $25,000 |
| Q4 2024 | 2 | $36,000 |
| Q3 2024 | 1 | $0 |
- Goldman Sachs Group+157.5K (+115%)
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- BlackRock−3.13M (-83%)
- Northern Trust−635.4K (-76%)
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- Vanguard Capital Management LLC−54.8K (-1%)
- Bank of America Corp−41.6K (-67%)
- Millennium Management+752.7K
- Vanguard Portfolio Management LLC−462.4K
- BNY Mellon−146.7K
- T. Rowe Price Group−37.5K
- Invesco Ltd−26.7K
- FMR LLC (Fidelity)−4.8K
Source: 13F-HR filings on SEC EDGAR (aggregated from 82 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
PNBK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 2, 2026 | - | - | - |
| 8-K | Sep 24, 2026 | - | Analysis | - |
| 8-K | Sep 23, 2026 | - | Analysis | - |
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Aug 27, 2026 | - | - | - |
| 8-K | Aug 17, 2026 | - | Analysis | - |
| 10-Q | Aug 14, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 31, 2026 | - | - | - |
| 4 | Jul 31, 2026 | - | - | - |
| 8-K | Jul 31, 2026 | - | Analysis | - |
| 4 | Jul 31, 2026 | - | - | - |
| 4 | Jul 31, 2026 | - | - | - |
| 8-K | Jul 13, 2026 | - | Analysis | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 8-K | Jul 1, 2026 | - | Analysis | - |
| 4 | Jun 18, 2026 | - | - | - |
| SC 13G | Jun 10, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - |
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PNBK SEC filings: frequently asked questions
Are PNBK insiders buying or selling?
In the last 90 days, PATRIOT NATIONAL BANCORP INC (PNBK) officers, directors and 10% owners reported 1 open-market purchase worth $60,480 by 1 insider and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold PNBK stock?
As of June 30, 2026, the largest PATRIOT NATIONAL BANCORP INC (PNBK) holders among the 13F filers tracked by SignalX were Vanguard Capital Management LLC ($4.2 million), Millennium Management ($721,000), BlackRock ($609,000), Goldman Sachs Group ($283,000), State Street Corp ($210,000). 13F-HR reports are filed up to 45 days after each quarter ends.
What was PNBK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), PATRIOT NATIONAL BANCORP INC (PNBK) reported revenue of $47.8 million (down 8.6% from FY2024) and a net loss of $12.7 million. Diluted EPS was -$0.17. The figures come from the XBRL data in the 10-K.
What did PNBK report in its latest 8-K?
PATRIOT NATIONAL BANCORP INC (PNBK) filed an 8-K on September 24, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement). $5.5M gross capital raise through 4,782,608 voting shares at $1.15 each.
What are the latest PNBK SEC filings?
PATRIOT NATIONAL BANCORP INC (PNBK) filed its latest 10-K annual report on March 31, 2026, a 10-Q quarterly report on August 14, 2026, an 8-K current report on September 24, 2026 and a Form 4 insider filing on October 2, 2026.
What is PNBK's SEC CIK number?
PATRIOT NATIONAL BANCORP INC (PNBK)'s SEC Central Index Key (CIK) is 1098146. EDGAR lists every PNBK filing under that number.
Ask anything about PNBK
The research agent reads PNBK's filings, financials, insider trades and 13F holders, then answers with sources.