Short answer
PATRIOT NATIONAL BANCORP INC (PNBK) filed its Q2 2026 10-Q quarterly report on Aug 14, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $16M (up 42.8% year over year) with net income of $143,000.
Q2 2026 key financials · XBRL
- Revenue
- $16M
- +42.8% YoY · +11.5% QoQ
- Net income
- $143,000
- +102.9% YoY · +108.1% QoQ
- EPS (diluted)
- $0.01
- −75.0% YoY · +150.0% QoQ
Source: XBRL data from the PATRIOT NATIONAL BANCORP INC (PNBK) Q2 2026 10-Q on SEC EDGAR. USD.
PATRIOT NATIONAL BANCORP INC Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly net income $0.1M vs $5.0M net loss YoY
- Net interest margin 3.03% vs 1.85% YoY
- Digital Payments best performer, income $2.6M, up $0.4M YoY
- Cash, equivalents and restricted cash $121.5M vs $207.1M at year-end
- Operating cash use $8.5M vs $4.9M YoY; liquidity redeployed into loans and securities
Risk Factors
- New third-party risk factor triggered by expanded reliance on vendors, program managers, fintech providers, and counterparties
- Regulatory oversight risk from expectations to manage third-party activities as if conducted internally
- Cybersecurity and privacy risk from vendor-reported incidents involving Bank or customer information
- Operational risk from vendor control failures, fraud, cyber incidents, or business interruption
- Litigation and remediation exposure from third-party data incidents despite indemnification and insurance limits
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other PATRIOT NATIONAL BANCORP INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.