Short answer
PATRIOT NATIONAL BANCORP INC (PNBK) filed its Q1 2026 10-Q quarterly report on May 15, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $15M (up 17.3% year over year) with net income of −$2M.
Q1 2026 key financials · XBRL
- Revenue
- $15M
- +17.3% YoY
- Net income
- −$2M
- +36.8% YoY
- EPS (diluted)
- −$0.02
- +90.5% YoY
Source: XBRL data from the PATRIOT NATIONAL BANCORP INC (PNBK) Q1 2026 10-Q on SEC EDGAR. USD.
PATRIOT NATIONAL BANCORP INC Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue not disclosed; net interest income $7.1M vs $4.0M YoY
- Net interest margin 2.46% vs 1.64% YoY; net loss $1.8M vs $2.8M
- Loans $751.2M, led by commercial real estate $422.4M; consumer loans lowest at $9.0M
- Cash and restricted cash $109.2M vs $207.1M; operating cash used $2.9M vs $5.8M
- Liquidity redeployment into loans and securities; OCC Agreement continued shaping capital and compliance priorities
Risk Factors
- Newly added third-party card-program risk triggered by Patriot’s issuing-bank role
- Counterparty risk if receivable purchases fail or program managers become insolvent
- Regulatory and litigation exposure from program disruptions, participant disputes, or counterparty failures
- Liquidity risk from uncompleted receivable purchases and related operational costs
- No other material changes from December 31, 2025 10-K disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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