PDLB at a glance
Ponce Financial Group, Inc. (PDLB, SEC CIK 1874071) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on July 27, 2026 and Form 4 insider filings as recently as February 13, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Ponce Financial Group, Inc. (PDLB) reported revenue of $185.5 million (up 14.1% from FY2024) and net income of $28.7 million. Diluted EPS was $1.20.
- As of June 30, 2026, 22 institutional investment managers tracked by SignalX reported holding Ponce Financial Group, Inc. (PDLB) shares worth $109.0 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Kouzilos Ioannis on February 11, 2026 of 10,929 shares at $16.81 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $185.5M
- +14.1% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 22 funds
- $109.0M · −2 vs prior quarter
- Latest 8-K
- Jul 27, 2026
- Item 2.02 · Item 7.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Total assets $3.49B, up $270.7M or 8.4% from December 31, 2025
- Cash and equivalents $140.0M, up $13.9M or 11.0% from December 31, 2025
- Net loans $2.88B, up $280.5M from December 31, 2025
- Multifamily loans $1.06B, up $301.1M or 39.8%, strongest portfolio growth
- Construction and land loans $817.2M, down $36.9M or 4.3%, weakest portfolio performance
Risk Factors
- No risk factors provided in the supplied excerpt
- No new, updated, regulatory, operational, competitive, market, or financial risks identifiable
- Items 2–5 reported “None” for unregistered sales, senior-security defaults, mine safety, and other information
AI summary of the PDLB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Fiscal second-quarter results for period ended June 30, 2026
- Press release issued July 27, 2026
Item EX-99.1: Item EX-99.1
- Q2 net income available to common stockholders $8.2M, or $0.35 diluted EPS, up from $5.8M and $0.25 year over year
- Net interest income $30.1M, up 23.07% year over year; net interest margin improved to 3.66% from 3.27%
Item 7.01: Regulation FD Disclosure
- Investor presentation scheduled after July 27, 2026 for current and prospective investors
- Exhibit 99.2 contains presentation materials, also available at poncebank.com
Item 8.01: Other Events
- CEO Carlos P. Naudon’s annual-meeting remarks furnished as Exhibit 99.1
- Investor significance depends on the strategic, operating, or financial commentary in the accompanying exhibit
Item 5.07: Submission of Matters to a Vote of Security Holders
- Three directors elected through 2029, including Steven A. Tsavaris, James Perez, and Marlene Cintron
- Forvis Mazars ratified as independent auditor for fiscal 2026, with 19,264,595 votes supporting
Item EX-99.1: Item EX-99.1
- 2025 basic EPS reached $1.21 versus $0.46 in 2024 and $0.15 in 2023, signaling materially improved profitability
- Revenue grew 45% from 2023 while expenses increased 1%, highlighting strong operating leverage
Item 7.01: Regulation FD Disclosure
- Investor presentation scheduled after April 24, 2026 for current and prospective investors
- Exhibit 99.2 contains presentation materials, also to be posted at poncebank.com
Item 2.02: Results of Operations and Financial Condition
- First-quarter results cover the period ended March 31, 2026
- Press release issued April 24, 2026, with detailed financial results in Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q1 2026 net income available to common stockholders $8.3M, diluted EPS $0.36, up 44% year over year
- Net interest income $28.2M, up 27.13% year over year, with net interest margin reaching 3.61% versus 2.98%
AI summaries of PDLB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for PDLB
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Kouzilos Ioannis | M | Feb 11, 2026 | 2,000 | $10.33 |
| Kouzilos Ioannis | M | Feb 11, 2026 | 4,000 | $13.31 |
| Kouzilos Ioannis | M | Feb 11, 2026 | 2,000 | $10.33 |
| Kouzilos Ioannis | Sell | Feb 11, 2026 | 10,929 | $16.81 |
| Kouzilos Ioannis | M | Feb 11, 2026 | 2,000 | $10.52 |
| Kouzilos Ioannis | M | Feb 11, 2026 | 2,929 | $10.44 |
| Kouzilos Ioannis | M | Feb 11, 2026 | 2,929 | $10.44 |
| Kouzilos Ioannis | M | Feb 11, 2026 | 4,000 | $13.31 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $125.9M | $162.6M | $185.5M |
| Net Income | $3.4M | $11.0M | $28.7M |
| Net Margin | 2.7% | 6.7% | 15.5% |
| Balance Sheet | |||
| Total Assets | $2.8B | $3.0B | $3.2B |
| Equity | - | $505.5M | $541.5M |
| ROE | - | 2.2% | 5.3% |
| Per Share | |||
| EPS | $0.15 | $0.46 | $1.20 |
| Cash Flow | |||
| Operating CF | $6.5M | $7.2M | $55.6M |
| CapEx | $411K | $2.7M | $978K |
Source: XBRL data in Ponce Financial Group, Inc. (PDLB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate PDLB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 22 | $109.0M |
| Q1 2026 | 24 | $90.2M |
| Q4 2025 | 21 | $90.1M |
| Q3 2025 | 21 | $79.4M |
| Q2 2025 | 22 | $73.9M |
| Q1 2025 | 16 | $45.3M |
| Q4 2024 | 11 | $36.5M |
| Q3 2024 | 9 | $19.4M |
- BlackRock+113.6K (+7%)
- State Street Corp+41.9K (+12%)
- Vanguard Portfolio Management LLC+23.2K (+21%)
- Dimensional Fund Advisors+15.4K (+2%)
- Northern Trust+15.2K (+10%)
- Citadel Advisors LLC−28.3K (-33%)
- Renaissance Technologies LLC−11.0K (-5%)
- Morgan Stanley−7.6K (-23%)
- Raymond James Financial−120.1K
- Millennium Management−15.5K
Source: 13F-HR filings on SEC EDGAR (aggregated from 146 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
PDLB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 8-K | Jun 12, 2026 | - | Analysis | - |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 24, 2026 | - | Analysis | - |
| 8-K | Mar 31, 2026 | - | - | - |
| 10-K | Mar 13, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 13, 2026 | - | - | |
| 4 | Feb 10, 2026 | - | - | |
| 4 | Feb 10, 2026 | - | - | |
| 8-K | Jan 27, 2026 | - | - | |
| 4 | Jan 26, 2026 | - | - | |
| 4 | Jan 26, 2026 | - | - | |
| 4 | Jan 26, 2026 | - | - | |
| 4 | Jan 26, 2026 | - | - | |
| 4 | Jan 26, 2026 | - | - | |
| 4 | Jan 26, 2026 | - | - | |
| 4 | Dec 10, 2025 | - | - | |
| 10-Q | Nov 5, 2025 | Sep 30, 2025 | Analysis | |
| 10-Q | Aug 6, 2025 | Jun 30, 2025 | - | |
| 10-Q | May 6, 2025 | Mar 31, 2025 | - | |
| 10-K | Mar 13, 2025 | Dec 31, 2024 | - | |
| SC 13G | Feb 11, 2025 | - | - | |
| 10-Q | Nov 7, 2024 | Sep 30, 2024 | - | |
| 10-Q | Aug 8, 2024 | Jun 30, 2024 | - |
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PDLB SEC filings: frequently asked questions
Which institutions hold PDLB stock?
As of June 30, 2026, the largest Ponce Financial Group, Inc. (PDLB) holders among the 13F filers tracked by SignalX were BlackRock ($34.6 million), Dimensional Fund Advisors ($19.0 million), Vanguard Capital Management LLC ($17.5 million), Bank of America Corp ($10.1 million), State Street Corp ($7.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was PDLB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Ponce Financial Group, Inc. (PDLB) reported revenue of $185.5 million (up 14.1% from FY2024) and net income of $28.7 million. Diluted EPS was $1.20. The figures come from the XBRL data in the 10-K.
What did PDLB report in its latest 8-K?
Ponce Financial Group, Inc. (PDLB) filed an 8-K on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure). Fiscal second-quarter results for period ended June 30, 2026.
What are the latest PDLB SEC filings?
Ponce Financial Group, Inc. (PDLB) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on July 27, 2026 and a Form 4 insider filing on February 13, 2026.
What is PDLB's SEC CIK number?
Ponce Financial Group, Inc. (PDLB)'s SEC Central Index Key (CIK) is 1874071. EDGAR lists every PDLB filing under that number.
Ask anything about PDLB
The research agent reads PDLB's filings, financials, insider trades and 13F holders, then answers with sources.