10-Q quarterly report · filed Nov 5, 2025

Ponce Financial Group, Inc. (PDLB) Q3 2025 10-Q Quarterly Report

Short answer

Ponce Financial Group, Inc. (PDLB) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $47M (up 13.5% year over year) with net income of $7M.

Q3 2025 key financials · XBRL

Revenue
$47M
+13.5% YoY · +2.2% QoQ
Net income
$7M
+167.5% YoY · +6.7% QoQ
EPS (diluted)
$0.27
+200.0% YoY · +8.0% QoQ

Source: XBRL data from the Ponce Financial Group, Inc. (PDLB) Q3 2025 10-Q on SEC EDGAR. USD.

Ponce Financial Group, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Total assets $3.16B, up $117.1M or 3.9% from December 31, 2024
  • Construction and land loans strongest growth, up $152.7M or 20.8% to $886.4M
  • Cash and equivalents $146.6M, up $6.7M or 4.8% from December 31, 2024
  • Deposits $2.06B, up $167.9M or 8.9%, led by money market accounts up $185.6M
  • Headwinds: rising rates, tariffs, economic uncertainty, credit risk, real estate conditions and funding costs

Risk Factors

  • No risk-factors section provided in the submitted excerpt
  • No newly added risk or change from the most recent 10-K identifiable
  • No regulatory, legal, operational, competitive, market, liquidity, debt, currency, or concentration risk details provided

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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