ORRF at a glance
ORRSTOWN FINANCIAL SERVICES INC (ORRF, SEC CIK 826154) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on July 22, 2026 and Form 4 insider filings as recently as August 7, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), ORRSTOWN FINANCIAL SERVICES INC (ORRF) reported revenue of $37.1 million (up 36.0% from FY2024) and net income of $80.9 million. Diluted EPS was $4.18.
- As of June 30, 2026, 27 institutional investment managers tracked by SignalX reported holding ORRSTOWN FINANCIAL SERVICES INC (ORRF) shares worth $254.3 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Rice Michael John on August 6, 2026 of 2,530 shares at $43.16 per share.
- In the last 90 days, ORRF insiders reported 0 open-market purchases ($0) and 2 open-market sales ($234K) on Form 4, a net sale of $234K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $37.1M
- +36.0% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$234K
- 13F holders
- 27 funds
- $254.3M · +0 vs prior quarter
- Latest 8-K
- Jul 22, 2026
- Item 7.01 · Item 2.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $21.2M vs $19.4M YoY; diluted EPS $1.09 vs $1.01
- Net interest income $48.8M vs $49.5M; margin 3.87% vs 4.07%
- Best performer: noninterest income $13.8M vs $12.9M; net interest income weakest at $48.8M
- Total assets $5.6B and shareholders’ equity $621.7M at June 30, 2026
- Headwinds: interest-rate volatility, inflation, tariffs, geopolitical tensions, credit quality and liquidity concerns
Risk Factors
- No material changes from 2025 Form 10-K risk factors
- Repurchase authorization risk: 479,070 shares remaining under 500,000-share program
- Capital-allocation risk: zero shares repurchased during the three months ended June 30, 2026
- Insider-trading compliance: no directors or executive officers adopted or terminated Rule 10b5-1 plans during the quarter
AI summary of the ORRF 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- Q2 net income $21.2M, or $1.09 diluted EPS, versus $21.8M and $1.12 in Q1
- Core net interest margin 4.00%, offset by $1.6M fair-value-mark amortization from subordinated-note redemption
Item 7.01: Regulation FD Disclosure
- Investor presentation furnished as Exhibit 99.2 alongside quarterly earnings release
- Cash dividend declared at $0.30 per common share
Item 2.02: Results of Operations and Financial Condition
- Earnings release covers quarter ended June 30, 2026
- Press release issued July 21, 2026 and furnished as Exhibit 99.1
Item 8.01: Other Events
- Item 8.01 contains a liability and incorporation disclaimer under Exchange Act Section 18
- No substantive business, financial, or shareholder-impacting event disclosed in the provided text
Item 5.02: Departure/Appointment of Directors or Principal Officers
- CEO succession effective June 1, 2026, with Thomas R. Quinn Jr. retiring from Company and Bank leadership
- Adam L. Metz, 54, elevated from Chief Operating Officer to President and CEO
Item 5.07: Submission of Matters to a Vote of Security Holders
- Four Class A director nominees elected for three-year terms expiring 2029, averaging 95.81% support
- Say-on-pay approved with 94.91% support, indicating strong shareholder backing for executive compensation
AI summaries of ORRF 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ORRF
Don't miss the next ORRF filing
- Alerts as it files. A push when ORRF files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut ORRF, by share count.
- Ask anything. An AI agent that reads every ORRF filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Rice Michael John | Sell | Aug 6, 2026 | 2,530 | $43.16 |
| ZULLINGER JOEL R | G | Jul 30, 2026 | 120 | $43.49 |
| DOLL AMY | Sell | Jul 27, 2026 | 3,002 | $41.61 |
| DOLL AMY | M | Jul 24, 2026 | 879 | $25.99 |
| DOLL AMY | M | Jul 24, 2026 | 1,998 | $41.96 |
| DOLL AMY | M | Jul 24, 2026 | 574 | $29.92 |
| DOLL AMY | M | Jul 24, 2026 | 1,549 | $21.23 |
| DOLL AMY | M | Jul 24, 2026 | 3,134 | $41.96 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $19.5M | $27.3M | $37.1M |
| Net Income | $35.7M | $22.1M | $80.9M |
| Net Margin | 183.1% | 80.7% | 217.7% |
| Balance Sheet | |||
| Total Assets | $3.1B | $5.4B | $5.5B |
| Equity | $265.1M | $516.7M | $591.5M |
| ROE | 13.5% | 4.3% | 13.7% |
| Per Share | |||
| EPS | - | $1.48 | $4.18 |
| Cash Flow | |||
| Operating CF | $43.7M | $35.0M | $74.7M |
| CapEx | $2.3M | $1.6M | $4.2M |
Source: XBRL data in ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ORRF share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 27 | $254.3M |
| Q1 2026 | 27 | $219.5M |
| Q4 2025 | 22 | $209.6M |
| Q3 2025 | 23 | $188.1M |
| Q2 2025 | 24 | $176.3M |
| Q1 2025 | 20 | $123.9M |
| Q4 2024 | 16 | $123.8M |
| Q3 2024 | 13 | $72.0M |
- BlackRock+199.8K (+13%)
- Citadel Advisors LLC+121.5K (+117%)
- Dimensional Fund Advisors+64.2K (+7%)
- Vanguard Portfolio Management LLC+44.6K (+17%)
- AQR Capital Management+35.2K (+58%)
- State Street Corp−121.0K (-15%)
- Millennium Management−80.8K (-39%)
- Goldman Sachs Group−78.0K (-36%)
- Renaissance Technologies LLC−31.4K (-32%)
- Bank of America Corp−24.0K (-17%)
- Allstate+6.1K
- Raymond James Financial−14.0K
Source: 13F-HR filings on SEC EDGAR (aggregated from 172 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ORRF filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 7, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Jul 28, 2026 | - | - | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 13F-HR | Jul 10, 2026 | Jun 30, 2026 | - | |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 3, 2026 | - | - | |
| 8-K | May 29, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 8-K | May 6, 2026 | - | Analysis | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - | |
| 4 | May 6, 2026 | - | - |
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ORRF SEC filings: frequently asked questions
Are ORRF insiders buying or selling?
In the last 90 days, ORRSTOWN FINANCIAL SERVICES INC (ORRF) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $234,108 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold ORRF stock?
As of June 30, 2026, the largest ORRSTOWN FINANCIAL SERVICES INC (ORRF) holders among the 13F filers tracked by SignalX were BlackRock ($68.6 million), Dimensional Fund Advisors ($39.4 million), Vanguard Capital Management LLC ($34.1 million), State Street Corp ($27.8 million), Vanguard Portfolio Management LLC ($12.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ORRF's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), ORRSTOWN FINANCIAL SERVICES INC (ORRF) reported revenue of $37.1 million (up 36.0% from FY2024) and net income of $80.9 million. Diluted EPS was $4.18. The figures come from the XBRL data in the 10-K.
What did ORRF report in its latest 8-K?
ORRSTOWN FINANCIAL SERVICES INC (ORRF) filed an 8-K on July 22, 2026 reporting Item 7.01 (Regulation FD Disclosure) and Item 2.02 (Results of Operations and Financial Condition). Q2 net income $21.2M, or $1.09 diluted EPS, versus $21.8M and $1.12 in Q1.
What are the latest ORRF SEC filings?
ORRSTOWN FINANCIAL SERVICES INC (ORRF) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on July 22, 2026 and a Form 4 insider filing on August 7, 2026.
What is ORRF's SEC CIK number?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s SEC Central Index Key (CIK) is 826154. EDGAR lists every ORRF filing under that number.
Ask anything about ORRF
The research agent reads ORRF's filings, financials, insider trades and 13F holders, then answers with sources.