10-Q quarterly report · filed Aug 6, 2026

ORRSTOWN FINANCIAL SERVICES INC (ORRF) Q2 2026 10-Q Quarterly Report

Short answer

ORRSTOWN FINANCIAL SERVICES INC (ORRF) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $75M (down 0.2% year over year) with net income of $21M.

Q2 2026 key financials · XBRL

Revenue
$75M
−0.2% YoY · +0.5% QoQ
Net income
$21M
+8.8% YoY · −3.0% QoQ
EPS (diluted)
$1.09
+7.9% YoY · −2.7% QoQ

Source: XBRL data from the ORRSTOWN FINANCIAL SERVICES INC (ORRF) Q2 2026 10-Q on SEC EDGAR. USD.

ORRSTOWN FINANCIAL SERVICES INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $21.2M vs $19.4M YoY; diluted EPS $1.09 vs $1.01
  • Net interest income $48.8M vs $49.5M; margin 3.87% vs 4.07%
  • Best performer: noninterest income $13.8M vs $12.9M; net interest income weakest at $48.8M
  • Total assets $5.6B and shareholders’ equity $621.7M at June 30, 2026
  • Headwinds: interest-rate volatility, inflation, tariffs, geopolitical tensions, credit quality and liquidity concerns

Risk Factors

  • No material changes from 2025 Form 10-K risk factors
  • Repurchase authorization risk: 479,070 shares remaining under 500,000-share program
  • Capital-allocation risk: zero shares repurchased during the three months ended June 30, 2026
  • Insider-trading compliance: no directors or executive officers adopted or terminated Rule 10b5-1 plans during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other ORRSTOWN FINANCIAL SERVICES INC quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.