INDB INDEPENDENT BANK CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Community-based banking focused on loan and deposit growth, wealth management, and fee income generation
• • New emphasis on integrating $3.9B loans, $4.4B deposits, and 27 branches from July 2025 Enterprise acquisition
• • Shift towards accelerated organic and acquisition-driven growth with 27.5% loan and 31.5% deposit increases vs prior year
• • Net interest margin expanded 29 bps to 3.57%, operating net income excluding mergers surged 34.6% to $260.4M
• • Merger-related expenses and loan loss provisions totaled $74.1M pre-tax, significantly impacting 2025 profitability metrics

Risk Factors

• • Regulatory risk: Increased FDIC and Federal Reserve scrutiny post-2023 bank failures may raise compliance costs and regulatory penalties
• • Macroeconomic risk: 77.2% loan portfolio concentration in Massachusetts/New England, vulnerable to local economic downturns including real estate value declines
• • Operational risk: Potential environmental liability from hazardous substances on foreclosed properties could impose substantial remediation costs
• • Market disruption risk: Decreased office and retail space demand due to remote work trends threatens commercial real estate loan collateral values
• • Financial risk: Credit losses from commercial loans secured by fluctuating real estate and non-real estate collateral could materially reduce earnings and capital ratios

Management Discussion & Analysis

• • No revenue or profitability figures disclosed in provided text
• • No segment performance data or specific dollar amounts available
• • Risk management framework detailed: nine major risk types including credit, liquidity, market, operational, reputational, regulatory, technology, strategic, and culture risks
• • Board-approved Risk Appetite Statement outlines acceptable residual risk levels and oversight by Board Risk and Audit Committees
• • No cash flow, capital allocation, or forward-looking guidance mentioned in excerpt

What are the latest INDB SEC filings in 2026?

INDEPENDENT BANK CORP (INDB) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 6, 2026, an 8-K current report on July 27, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did INDB file its most recent 10-K annual report?

INDEPENDENT BANK CORP (INDB) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view INDB 10-Q quarterly reports?

INDEPENDENT BANK CORP (INDB)'s most recent 10-Q quarterly report was filed on May 6, 2026. SignalX displays every INDB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has INDB filed recently?

INDEPENDENT BANK CORP (INDB)'s most recent 8-K was filed on July 27, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find INDB insider trading activity (Form 4)?

SignalX aggregates every INDB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does INDB file with the SEC?

INDEPENDENT BANK CORP (INDB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new INDB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for INDEPENDENT BANK CORP (INDB).

What is INDB's SEC CIK number?

INDEPENDENT BANK CORP (INDB)'s SEC CIK (Central Index Key) number is 776901. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 776901 to look up all INDB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find INDB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from INDEPENDENT BANK CORP (INDB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.