HQY HEALTHEQUITY, INC.companySEC Filings & Insider Trading Activity 2026
Latest HEALTHEQUITY, INC. (HQY) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on March 17, 2026, a 10-Q quarterly report filed on December 3, 2025, an 8-K current report filed on April 6, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for HEALTHEQUITY, INC. (HQY) (SEC CIK 1428336), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2026-01-31)
Business Overview
- • Core business: Technology-enabled administration of tax-advantaged health savings accounts (HSAs) and complementary consumer-directed benefits (CDBs) for employers
- • New acquisition: BenefitWallet HSA portfolio with 616,000 HSAs and $2.7 billion in assets acquired for $425 million in fiscal 2025
Risk Factors
- • Regulatory risk: Compliance with July 2025 "One Big Beautiful Bill Act" expanding HSA availability to Bronze and Catastrophic plans with uncertain impact on business
- • Macroeconomic risk: Interest rate fluctuations affect custodial revenue; uses Treasury bond forwards to hedge but still exposed to prevailing government-driven rates
Management Discussion & Analysis
- • Cash and cash equivalents $318.9M as of Jan 31, 2026, up from $295.9M as of Jan 31, 2025
- • Liquidity sources include cash balances, custodial/service/interchange collections, Revolving Credit Facility availability
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-10-31)
Risk Factors
- • No new or changed risk factors since fiscal 2025 10-K
- • Continued material risks from competitive HSA market dynamics
AI 8-K Current Report AnalysisRecent 8-K Filings
Item 2.02: Results of Operations and Financial Condition
- • Earnings press release issued March 17, 2026, covering results for a recently completed reporting period (details in Exhibit 99.1)
- • Filed as "furnished" not "filed" — limits legal liability under Exchange Act Section 18, standard practice for earnings releases
Annual Reports Archive10-K
AI-powered analysis of HEALTHEQUITY, INC. (HQY) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of HEALTHEQUITY, INC. (HQY) 10-Q quarterly reports filed with SEC EDGAR.
Recent 8-K FilingsCurrent Reports
AI-powered analysis of HEALTHEQUITY, INC. (HQY) 8-K current reports disclosing material events.
Financial SummaryXBRL
| FY2023 | FY2024 | FY2025 | FY2026 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $861.7M | $999.6M | $1.2B | $1.3B |
| Gross Profit | $490.1M | $622.6M | $777.3M | $913.1M |
| Operating Income | — | $117.7M | $162.3M | $322.5M |
| Net Income | — | $55.7M | $96.7M | $215.2M |
| Gross Margin | 56.9% | 62.3% | 64.8% | 69.5% |
| Op. Margin | — | 11.8% | 13.5% | 24.6% |
| Net Margin | — | 5.6% | 8.1% | 16.4% |
| Balance Sheet | ||||
| Total Assets | — | $3.2B | $3.4B | $3.4B |
| Equity | — | $2.0B | $2.1B | $2.1B |
| ROE | — | 2.7% | 4.6% | 10.2% |
Source: XBRL financial data from HEALTHEQUITY, INC. (HQY) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 6, 2026 | — | — | — |
8-K | Mar 30, 2026 | — | — | — |
10-K | Mar 17, 2026 | Jan 31, 2026 | Analysis | |
8-K | Mar 17, 2026 | — | Analysis | — |
8-K | Feb 17, 2026 | — | — | |
8-K | Jan 12, 2026 | — | — | |
10-Q | Dec 3, 2025 | Oct 31, 2025 | Analysis | |
8-K | Dec 3, 2025 | — | — | |
10-Q | Sep 2, 2025 | Jul 31, 2025 | — | |
10-Q | Jun 3, 2025 | Apr 30, 2025 | — | |
10-K | Mar 18, 2025 | Jan 31, 2025 | — | |
10-Q | Dec 9, 2024 | Oct 31, 2024 | — | |
10-Q | Sep 3, 2024 | Jul 31, 2024 | — | |
10-Q | Jun 3, 2024 | Apr 30, 2024 | — | |
10-K | Mar 22, 2024 | Jan 31, 2024 | — | |
10-Q | Dec 5, 2023 | Oct 31, 2023 | — | |
10-Q | Sep 5, 2023 | Jul 31, 2023 | — | |
10-Q | Jun 7, 2023 | Apr 30, 2023 | — | |
10-K | Mar 30, 2023 | Jan 31, 2023 | — | |
10-Q | Dec 8, 2022 | Oct 31, 2022 | — | |
10-Q | Sep 8, 2022 | Jul 31, 2022 | — | |
10-Q | Jun 8, 2022 | Apr 30, 2022 | — | |
10-K | Mar 31, 2022 | Jan 31, 2022 | — | |
10-Q | Dec 9, 2021 | Oct 31, 2021 | — | |
10-Q | Sep 9, 2021 | Jul 31, 2021 | — |
Frequently Asked Questions
What are the latest HQY SEC filings in 2026?
HEALTHEQUITY, INC. (HQY) has filed a 10-K annual report on March 17, 2026, a 10-Q quarterly report on December 3, 2025, an 8-K current report on April 6, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did HQY file its most recent 10-K annual report?
HEALTHEQUITY, INC. (HQY) filed its most recent 10-K annual report on March 17, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view HQY 10-Q quarterly reports?
HEALTHEQUITY, INC. (HQY)'s most recent 10-Q quarterly report was filed on December 3, 2025. SignalX displays every HQY 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has HQY filed recently?
HEALTHEQUITY, INC. (HQY)'s most recent 8-K was filed on April 6, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find HQY insider trading activity (Form 4)?
SignalX aggregates every HQY Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does HQY file with the SEC?
HEALTHEQUITY, INC. (HQY) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new HQY filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for HEALTHEQUITY, INC. (HQY).
What is HQY's SEC CIK number?
HEALTHEQUITY, INC. (HQY)'s SEC CIK (Central Index Key) number is 1428336. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1428336 to look up all HQY filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find HQY return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from HEALTHEQUITY, INC. (HQY) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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