Short answer
HEALTHEQUITY, INC. (HQY) filed its Q3 2026 10-Q quarterly report on Aug 27, 2026 for the quarter ended Jul 31, 2026. Quarterly revenue was $351M (up 7.6% year over year) with net income of $66M.
Q3 2026 key financials · XBRL
- Revenue
- $351M
- +7.6% YoY · −1.1% QoQ
- Net income
- $66M
- +9.7% YoY · −5.4% QoQ
- Operating margin
- 28.1%
- Gross margin
- 73.5%
- EPS (diluted)
- $0.78
- +14.7% YoY · −4.9% QoQ
Source: XBRL data from the HEALTHEQUITY, INC. (HQY) Q3 2026 10-Q on SEC EDGAR. USD.
HEALTHEQUITY, INC. Q3 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- HSAs 10.739M, up 8% YoY; CDBs 7.016M, down 2% YoY
- Total HSA Assets $37.921B, up 14% YoY; HSA investments $20.552B, up 28%
- Client-held funds $931M, up 14% YoY; average quarter-to-date balance $936M, up 6%
- Outlook: continued HSA growth opportunities alongside interest-rate, tax-policy, regulatory, and competitive risks
Risk Factors
- No material changes to 10-K risk factors for fiscal year ended January 31, 2026
- Carried-forward risks could materially adversely affect business, financial condition, and results
- Unidentified or currently immaterial risks could affect operations unexpectedly
- No newly triggered regulatory, legal, operational, competitive, or financial risk disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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