HEALTHEQUITY, INC. (HQY) Q4 2025 10-Q Quarterly Report
Filed: Dec 3, 2025Period ending Oct 31, 2025
Information Technology
Services-Business Services, NECSEC EDGAR HEALTHEQUITY, INC. (HQY) 10-Q quarterly report for Q4 2025, filed with SEC EDGAR on Dec 3, 2025 for the fiscal period ending Oct 31, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
HEALTHEQUITY, INC. Q4 2025 10-Q Analysis
Risk Factors
- • No new or changed risk factors since fiscal 2025 10-K
- • Continued material risks from competitive HSA market dynamics
HEALTHEQUITY, INC. Q4 2025 Quarterly FinancialsXBRL
Revenue
$322M
▲ +7.2% YoY▼ -1.1% QoQ
Net Income
$52M
▲ +806.4% YoY▼ -13.6% QoQ
Gross Margin
70.8%
▲ +521bp YoY▼ -59bp QoQ
Operating Margin
24.4%
▲ +1789bp YoY▼ -308bp QoQ
Net Margin
16.0%
▲ +1415bp YoY▼ -232bp QoQ
ROE
2.4%
▲ +215bp YoY
Total Assets
$3.4B
▼ -2.6% YoY
EPS (Diluted)
$0.59
▲ +883.3% YoY▼ -13.2% QoQ
Operating Cash Flow
$139M
▲ +53.0% YoY▲ +2.0% QoQ
Source: XBRL data from HEALTHEQUITY, INC. Q4 2025 10-Q filing on SEC EDGAR. All figures in USD.
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