10-Q quarterly report · filed Dec 3, 2025

HEALTHEQUITY, INC. (HQY) Q4 2025 10-Q Quarterly Report

Short answer

HEALTHEQUITY, INC. (HQY) filed its Q4 2025 10-Q quarterly report on Dec 3, 2025 for the quarter ended Oct 31, 2025. Quarterly revenue was $322M (up 7.2% year over year) with net income of $52M.

Q4 2025 key financials · XBRL

Revenue
$322M
+7.2% YoY · −1.1% QoQ
Net income
$52M
+806.4% YoY · −13.6% QoQ
Operating margin
24.4%
Gross margin
70.8%
EPS (diluted)
$0.59
+883.3% YoY · −13.2% QoQ

Source: XBRL data from the HEALTHEQUITY, INC. (HQY) Q4 2025 10-Q on SEC EDGAR. USD.

HEALTHEQUITY, INC. Q4 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • No new or changed risk factors since fiscal 2025 10-K
  • Continued material risks from competitive HSA market dynamics
  • Regulatory risk from evolving healthcare and tax laws on HSAs
  • Operational risk from reliance on technology platform stability and security
  • Financial risk related to exposure in the health savings account market concentration

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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