HCI HCI Group, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Property and casualty insurance focused on homeowners in Florida and nearby U.S. regions
• • New segments: Initiated two reciprocal insurance exchanges in 2024 (CORE) and 2025 (Tailrow) specializing in multi-peril insurance
• • Strategic shift: Transferred TypTap Insurance Company from Exzeo to HCI for streamlined insurance operations; Exzeo spun off with 82.5% ownership retained
• • Notable metric: Exzeo's initial public offering in Nov 2025, positioning technology services for external insurers
• • Unique fact: Use of proprietary Exzeo software to optimize underwriting, claims processing, and operational efficiency across insurance subsidiaries

Risk Factors

• • Florida insurance regulation risk: mandatory approval of policy forms and premiums by state insurance regulators impacting underwriting flexibility
• • Catastrophic weather exposure: $78.2M, $43.0M, $6.5M losses from Hurricanes Milton, Helene, Debby in 2024 with none in 2025
• • Reinsurance costs volatility: premiums ceded increased to 33.5% of gross premiums in 2025, subject to retrospective contract provisions changing costs
• • Market disruption from Citizens policy assumptions: 60,820 policies assumed in 2025, down from 52,805 in 2024, impacting growth and risk profile
• • Leverage risk: $36M drawn on $150M revolving credit facility with covenants requiring adherence, maturity November 2030

Management Discussion & Analysis

• • Revenue and profitability details not provided in excerpt
• • No segment performance data disclosed
• • No cash flow, buybacks, dividends, or capex information available
• • No management outlook, guidance, or emerging risks included

What are the latest HCI SEC filings in 2026?

HCI Group, Inc. (HCI) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on May 7, 2026, an 8-K current report on June 15, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did HCI file its most recent 10-K annual report?

HCI Group, Inc. (HCI) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view HCI 10-Q quarterly reports?

HCI Group, Inc. (HCI)'s most recent 10-Q quarterly report was filed on May 7, 2026. SignalX displays every HCI 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has HCI filed recently?

HCI Group, Inc. (HCI)'s most recent 8-K was filed on June 15, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find HCI insider trading activity (Form 4)?

SignalX aggregates every HCI Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does HCI file with the SEC?

HCI Group, Inc. (HCI) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new HCI filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for HCI Group, Inc. (HCI).

What is HCI's SEC CIK number?

HCI Group, Inc. (HCI)'s SEC CIK (Central Index Key) number is 1400810. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1400810 to look up all HCI filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find HCI return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from HCI Group, Inc. (HCI) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.