HCI at a glance
HCI Group, Inc. (HCI, SEC CIK 1400810) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 6, 2026 and Form 4 insider filings as recently as June 15, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), HCI Group, Inc. (HCI) reported revenue of $900.9 million (up 20.1% from FY2024) and net income of $299.0 million. Diluted EPS was $22.72.
- As of June 30, 2026, 32 institutional investment managers tracked by SignalX reported holding HCI Group, Inc. (HCI) shares worth $878.1 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $900.9M
- +20.1% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 32 funds
- $878.1M · +0 vs prior quarter
- Latest 8-K
- Aug 6, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Property and casualty insurance focused on homeowners in Florida and nearby U.S. regions
- New segments: Initiated two reciprocal insurance exchanges in 2024 (CORE) and 2025 (Tailrow) specializing in multi-peril insurance
- Strategic shift: Transferred TypTap Insurance Company from Exzeo to HCI for streamlined insurance operations; Exzeo spun off with 82.5% ownership retained
- Notable metric: Exzeo's initial public offering in Nov 2025, positioning technology services for external insurers
- Unique fact: Use of proprietary Exzeo software to optimize underwriting, claims processing, and operational efficiency across insurance subsidiaries
Risk Factors
- Florida insurance regulation risk: mandatory approval of policy forms and premiums by state insurance regulators impacting underwriting flexibility
- Catastrophic weather exposure: $78.2M, $43.0M, $6.5M losses from Hurricanes Milton, Helene, Debby in 2024 with none in 2025
- Reinsurance costs volatility: premiums ceded increased to 33.5% of gross premiums in 2025, subject to retrospective contract provisions changing costs
- Market disruption from Citizens policy assumptions: 60,820 policies assumed in 2025, down from 52,805 in 2024, impacting growth and risk profile
- Leverage risk: $36M drawn on $150M revolving credit facility with covenants requiring adherence, maturity November 2030
Management Discussion & Analysis
- No management outlook, guidance, or emerging risks included
AI summary of the HCI 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- Newly triggered catastrophe-reinsurance risk from June 1, 2026 contracts covering HCI subsidiaries and affiliated exchanges
- Regulatory dividend restrictions limiting insurer distributions without Florida Office of Insurance Regulation approval
- Liquidity risk from $77.5 million of subsidiary cash distributions to HCI Group during six months ended June 30, 2026
- Capital-allocation risk after $80.0 million share-repurchase authorization was completed July 17, 2026
AI summary of the HCI 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Earnings release covers three and six months ended June 30, 2026
- Management conference call scheduled August 6, 2026 at 4:45 p.m. Eastern time
Item EX-99.1: Item EX-99.1
- Q2 pre-tax income rose to $111M from $94M, while diluted EPS increased to $5.60 from $5.18
- Gross premiums earned increased 6% to $321M, driven by higher policies in force
Item 1.01: Entry into a Material Definitive Agreement
- Annual non-employee director compensation: $100,000 cash per director, paid quarterly
- Equity component: 750 restricted common shares per director annually
Item 5.07: Submission of Matters to a Vote of Security Holders
- Wayne Burks, Jay Madhu, Peter Politis, and Anthony Saravanos elected to staggered director terms ending 2028 or 2029
- Director support varied materially, with Jay Madhu receiving 6,034,732 votes for and 3,897,209 withheld
AI summaries of HCI 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for HCI
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Politis Peter | A | Jun 11, 2026 | 750 | - |
| Burks Robert Wayne | A | Jun 11, 2026 | 750 | - |
| Madhu Sanjay | A | Jun 11, 2026 | 750 | - |
| Politis Gregory | A | Jun 11, 2026 | 750 | - |
| Watts Susan | A | Jun 11, 2026 | 750 | - |
| Coleman Karin Sue | F | May 22, 2026 | 13,379 | $157.79 |
| Harmsworth James Mark | F | May 22, 2026 | 13,379 | $157.79 |
| Saravanos Anthony | F | May 22, 2026 | 13,384 | $157.79 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $550.7M | $750.1M | $900.9M |
| Net Income | $79.0M | $110.0M | $299.0M |
| Net Margin | 14.4% | 14.7% | 33.2% |
| Balance Sheet | |||
| Total Assets | $1.8B | $2.2B | $2.5B |
| Equity | $324.8M | $453.3M | $1.0B |
| ROE | 24.3% | 24.3% | 28.7% |
| Per Share | |||
| EPS | - | $8.89 | $22.72 |
| Cash Flow | |||
| Operating CF | $230.7M | $331.8M | $444.4M |
| CapEx | $6.5M | $4.1M | $3.6M |
Source: XBRL data in HCI Group, Inc. (HCI)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate HCI share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 32 | $878.1M |
| Q1 2026 | 32 | $696.2M |
| Q4 2025 | 29 | $911.0M |
| Q3 2025 | 30 | $874.7M |
| Q2 2025 | 30 | $604.6M |
| Q1 2025 | 27 | $355.2M |
| Q4 2024 | 22 | $231.7M |
| Q3 2024 | 18 | $148.3M |
- BlackRock+202.3K (+12%)
- Ameriprise Financial+111.3K (+532%)
- Dimensional Fund Advisors+54.8K (+15%)
- AQR Capital Management+53.0K (+68%)
- FMR LLC (Fidelity)+52.2K (+53%)
- Vanguard Portfolio Management LLC−57.7K (-17%)
- Citadel Advisors LLC−41.9K (-65%)
- Millennium Management−32.6K (-93%)
- Morgan Stanley−26.5K (-13%)
- Renaissance Technologies LLC−25.9K (-52%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 220 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
HCI filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 8-K | Jun 15, 2026 | - | Analysis | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 8-K | Jun 12, 2026 | - | Analysis | - |
| 8-K | Jun 1, 2026 | - | Analysis | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 6, 2026 | - | Analysis | |
| 10-K | Feb 26, 2026 | Dec 31, 2025 | Analysis | |
| 8-K | Feb 25, 2026 | - | Analysis | - |
| 4 | Feb 24, 2026 | - | - | - |
| SC 13G | Feb 13, 2026 | - | - | |
| 4 | Dec 23, 2025 | - | - | |
| 8-K | Dec 23, 2025 | - | - | |
| 4 | Dec 23, 2025 | - | - | |
| 4 | Dec 23, 2025 | - | - | |
| 4 | Dec 23, 2025 | - | - |
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HCI SEC filings: frequently asked questions
Which institutions hold HCI stock?
As of June 30, 2026, the largest HCI Group, Inc. (HCI) holders among the 13F filers tracked by SignalX were BlackRock ($323.1 million), Vanguard Capital Management LLC ($83.7 million), State Street Corp ($74.4 million), Dimensional Fund Advisors ($71.8 million), Vanguard Portfolio Management LLC ($48.5 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was HCI's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), HCI Group, Inc. (HCI) reported revenue of $900.9 million (up 20.1% from FY2024) and net income of $299.0 million. Diluted EPS was $22.72. The figures come from the XBRL data in the 10-K.
What are the main risks in HCI's latest 10-K?
In the 10-K filed February 26, 2026, HCI Group, Inc. (HCI) flagged: Florida insurance regulation risk: mandatory approval of policy forms and premiums by state insurance regulators impacting underwriting flexibility. Catastrophic weather exposure: $78.2M, $43.0M, $6.5M losses from Hurricanes Milton, Helene, Debby in 2024 with none in 2025. (AI summary of the Risk Factors section.)
What did HCI report in its latest 8-K?
HCI Group, Inc. (HCI) filed an 8-K on August 6, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Earnings release covers three and six months ended June 30, 2026.
What are the latest HCI SEC filings?
HCI Group, Inc. (HCI) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 6, 2026 and a Form 4 insider filing on June 15, 2026.
What is HCI's SEC CIK number?
HCI Group, Inc. (HCI)'s SEC Central Index Key (CIK) is 1400810. EDGAR lists every HCI filing under that number.
Ask anything about HCI
The research agent reads HCI's filings, financials, insider trades and 13F holders, then answers with sources.