Short answer
HCI Group, Inc. (HCI) filed an 8-K current report with the SEC on June 1, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement). Fully placed reinsurance towers cover June 1, 2026–May 31, 2027, mitigating hurricane, tornado, hail, wildfire and catastrophe exposure.
HCI Group, Inc. 8-K event analysis
AI summary of each reported item and its exhibits
Item 1.01 · Entry into a Material Definitive Agreement
- Fully placed reinsurance towers cover June 1, 2026–May 31, 2027, mitigating hurricane, tornado, hail, wildfire and catastrophe exposure
- Tower 1 provides $1.06B single-event and $1.96B aggregate coverage, with $10.0M retention and $204.7M private-reinsurance premiums
- Tower 2 provides $830.3M Florida and $605.0M outside-Florida single-event coverage, with $10.0M retention and $156.4M private premiums
- Tower 3 provides $431.5M single-event and $649.7M aggregate coverage, with $2.8M retention and $75.6M private premiums
- Estimated ceded premiums to third parties total $381.2M, while Claddaugh and Fortex Re retain approximately $139.8M first-event exposure combined
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