8-K current report · filed Aug 6, 2026

HCI Group, Inc. (HCI) 8-K Current Report: August 6, 2026

Item 2.02Item EX-99.1HCI overview

Short answer

HCI Group, Inc. (HCI) filed an 8-K current report with the SEC on August 6, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Earnings release covers three and six months ended June 30, 2026.

HCI Group, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Earnings release covers three and six months ended June 30, 2026
  • Management conference call scheduled August 6, 2026 at 4:45 p.m. Eastern time
  • Financial results contained in Exhibit 99.1, requiring review for revenue, profitability, and outlook implications

Item EX-99.1 · Exhibit EX-99.1

  • Q2 pre-tax income rose to $111M from $94M, while diluted EPS increased to $5.60 from $5.18
  • Gross premiums earned increased 6% to $321M, driven by higher policies in force
  • Gross loss ratio improved to 22.2% from 21.3%, supporting strong underwriting profitability
  • Catastrophe reinsurance costs declined modestly, with premiums ceded at $102M versus $103M
  • $80M repurchase program completed July 17, 2026, reducing shares outstanding to 12.47M from 12.99M

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